49 Rowan Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 49 Rowan Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,760 sqft · built 1941
Lot Size	0.313 acres (13,634 sqft)
Owner	2 Individual Names on File
Last Sale	$1,120,000 (Jul 2009)
Tax Bill	$22,883 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04501-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`18-04501-0000-00018`
Alternative APNs	`1800079000000009` `180450100018`

Interior

Stories	2 Stories
Building Area	2,760 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,634 sqft (0.313 acres)

Location & Zoning

Old Parcel Number	1800079000000009
Street Address	49 ROWAN RD
City	SUMMIT
State	NJ
Zip	07901-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	4501
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2003
Census Tract	37900

Owner

49 Rowan Rd is owned and occupied by two individuals who bought it in July 2009.

Source: Union County and Summit City records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 ROWAN RD, SUMMIT, NJ 07901-4311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Jan 11, 2021	Deed of Trust, Mortgage COLUMBIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2009 · Amount on File
Deed Sale	Jul 23, 2009 · Amount on File
Prior Sale	Feb 3, 1999 · Amount on File
Deed Document Number	2009206710
Deed Book / Page	5772 / 650
Prior Transfer Date	Apr 7, 2009
Prior Transfer Doc	0057590031
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	49 ROWAN RD, SUMMIT, NJ 07901-4311
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 ROWAN RD, SUMMIT, NJ 07901-4311

Mortgage

Document Number	0154042438
Date	Aug 25, 2023
Book Page	15404/2438
Instrument	55643

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	49 ROWAN RD, SUMMIT, NJ 07901-4311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147840004
Date	Oct 7, 2020
Book Page	14784/4
Instrument	700504

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	49 ROWAN RD, SUMMIT, NJ 07901-4311
Document Number	0148602793
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 ROWAN RD SUMMIT NJ 079014311, SUMMIT, NJ 07901-4311

Mortgage

Document Number	0148602793
Date	Jan 15, 2021
Book Page	014860/002793
Instrument	1347

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 14, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 49 Rowan Rd was $22,883, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,800 (-) Land $313,000 Building $198,800	$511,800 (-) Land $313,000 Building $198,800
2025	$22,883.00 (+2.64%)	$511,800 Land $313,000 Building $198,800	$511,800 Land $313,000 Building $198,800
2024	$22,294.00
2023		$511,800 Land $313,000 Building $198,800	$511,800 Land $313,000 Building $198,800
2022	$21,920.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 49 Rowan Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Rowan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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