17 Rowan Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 17 Rowan Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,410 sqft · built 1956
Lot Size	0.386 acres (16,814 sqft)
Owner	2 Individual Names on File
Last Sale	$1,280,000 (Jan 2020)
Tax Bill	$27,582 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04501-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`18-04501-0000-00023`
Alternative APNs	`1800079000000002` `180450100023`

Interior

Stories	1 Story
Building Area	3,410 sqft Living Area
1st Floor Area	3,410 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,814 sqft (0.386 acres)

Location & Zoning

Old Parcel Number	1800079000000002
Street Address	17 ROWAN RD
City	SUMMIT
State	NJ
Zip	07901-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CITY/SUMMIT
Legal Block	4501
Legal Lot Number	23
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2003
Census Tract	37900

Owner

17 Rowan Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Union County and Summit City records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 ROWAN RD, SUMMIT, NJ 07901-4311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 10, 2020	Deed, Transfer HRT TITLE AGENCY LLC
Mar 23, 2017	Grant Deed, Transfer PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Document Number	2020320956
Deed Book / Page	6355 / 321
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	17 ROWAN RD, SUMMIT, NJ 07901-4311
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149982312
Date	Jun 28, 2021
Book Page	14998/2312
Instrument	15378

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 10, 2020
Property Address	17 ROWAN RD, SUMMIT, NJ 07901-4311
Document Number	0063550321
Book / Page	6355 / 0321
Instrument Date	Dec 21, 2019
Instrument	320956
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	HRT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$25,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 MAIN ST # ST2D, 30, BROOKLYN, NY 11201-8210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ROWAN RD, SUMMIT, NJ 07901-4311

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 23, 2017
Property Address	17 ROWAN RD, SUMMIT, NJ 07901-4311
Document Number	0061790093
Book / Page	006179 / 000093
Instrument Date	Feb 23, 2017
Instrument	284633
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 ROWAN RD SUMMIT NJ 079014311, SUMMIT, NJ 07901-4311

Mortgage

Document Number	142490717
Date	Mar 23, 2017
Book Page	014249/000717
Instrument	638316

Lender

Name	PEOPLES BK
Type	Bank
Address	13180 METCALF AVE, OVERLAND PARK, KS 66213-2815

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Mortgage

Document Number	142490727,
Date	Mar 23, 2017
Book Page	014249/000727
Instrument	638317

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17 Rowan Rd was $27,582, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,900 (-) Land $386,000 Building $230,900	$616,900 (-) Land $386,000 Building $230,900
2025	$27,582.00 (+2.64%)	$616,900 Land $386,000 Building $230,900	$616,900 Land $386,000 Building $230,900
2024	$26,872.00
2023		$616,900 Land $386,000 Building $230,900	$616,900 Land $386,000 Building $230,900
2022	$26,421.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17 Rowan Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Rowan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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