10 Rowan Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 10 Rowan Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	8,450 sqft · built 1913
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$4,450,000 (Jan 2026)
Tax Bill	$74,013 (2025)
Deeds & Mortgages	Jan 2026 Sale Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-04501-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`18-04501-0000-00025`
Alternative APNs	`1800079000000012` `180450100025`

Interior

Stories	2 Stories
Building Area	8,450 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Stucco
Lot Area	47,916 sqft

Location & Zoning

Old Parcel Number	1800079000000012
Street Address	10 ROWAN RD
City	SUMMIT
State	NJ
Zip	07901-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	4501
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2000
Census Tract	37900

Owner

10 Rowan Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 ROWAN RD, SUMMIT, NJ 07901-4312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Dec 19, 2012 · Amount on File
Deed Document Number	202652247
Deed Book / Page	6607 / 2970
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 16, 2026
Property Address	10 ROWAN RD, SUMMIT, NJ 07901-4312
Document Number	0066072970
Book / Page	6607 / 2970
Instrument Date	Dec 30, 2025
Instrument	52247
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 1ST AVE, SPRING LAKE, NJ 07762-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ROWAN RD, SUMMIT, NJ 07901-4312

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 ROWAN RD, SUMMIT, NJ 07901-4312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147522582
Date	Aug 25, 2020
Book Page	14752/2582
Instrument	697337

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10 Rowan Rd was $74,013, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,655,400 (-) Land $610,000 Building $1,045,400	$1,655,400 (-) Land $610,000 Building $1,045,400
2025	$74,013.00 (+2.64%)	$1,655,400 Land $610,000 Building $1,045,400	$1,655,400 Land $610,000 Building $1,045,400
2024	$72,109.00
2023		$1,655,400 Land $610,000 Building $1,045,400	$1,655,400 Land $610,000 Building $1,045,400
2022	$70,900.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Rowan Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Rowan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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