Cumberland Town property record for 49 Poisson St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 804 sqft · built 1997 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Aug 2026) |
| Tax Bill | $4,185 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9969-08 |
| Primary APN | 9969-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| Gross Area | 2,120 sqft |
| 1st Floor Area | 804 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9969-08 |
|---|---|
| Street Address | 49 POISSON ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 152 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 11403 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| May 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Oct 30, 2025 | Warranty Deed, Transfer · Commercial Mortgage RYANNA LLC |
| Nov 18, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Oct 30, 2025 · Amount on Record |
| Deed Document Number | 2026156319 |
| Deed Book / Page | 2036 / 518 |
| Transfer Doc | 1589-245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 3, 2026 |
| Property Address | 49 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Document Number | 0000156319 |
| Book / Page | 2036 / 518 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026156319 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Date | Aug 3, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 49 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001889-680 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 1889/680 |
| Instrument | 124280 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Oct 30, 2025 |
| Property Address | 49 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Document Number | 002014-513 |
| Book / Page | 2014 / 513 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 151877 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Document Number | 0000151878 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 151878 |
| Name | RYANNA LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Nov 18, 2019 |
| Property Address | 49 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Document Number | 1820-685 |
| Book / Page | 1820 / 685 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1820687 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 1820/687 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,185.00 (+6.73%) | $418,100 (+30.82%) Land $225,900 Building $192,200 | $425,973 |
| 2025 | $3,921.00 (+5.57%) | $319,600 (-) Land $149,200 Building $170,400 | |
| 2023 | $3,714.00 (+0.92%) | $319,600 (+30.18%) Land $149,200 Building $170,400 | |
| 2022 | $3,680.00 | $245,500 Land $104,300 Building $141,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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