Cumberland Town property record for 35 Poisson St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 992 sqft · built 1998 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Nov 2019) |
| Tax Bill | $4,278 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9969-30 |
| Primary APN | 9969-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| Gross Area | 2,224 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9969-30 |
|---|---|
| Street Address | 35 POISSON ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 146 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 11403 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 35 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage SHARON AND CRESCENT UNITED CREDIT UNION |
| Jun 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SHARON AND CRESCENT UNITED CREDIT UNION |
| Sep 10, 2020 | Deed of Trust, Mortgage · ARM FREEDOM MORTGAGE CORP |
| Nov 25, 2019 | Warranty Deed, Transfer · FHA Mortgage BAYCOAST MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Prior Sale | Aug 8, 2014 · Amount on Record |
| Deed Book / Page | 1821 / 670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 35 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002025-267 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 2025/267 |
| Instrument | 154006 |
| Name | SHARON AND CRESCENT UNITED CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 35 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001957-557 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 1957/557 |
| Instrument | 139081 |
| Name | SHARON AND CRESCENT UNITED CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 35 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1853-888 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 1853/888 |
| Instrument | 117033 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Nov 25, 2019 |
| Property Address | 35 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Document Number | 1821-670 |
| Book / Page | 1821 / 670 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1821672 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 1821/672 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,278.00 (+1.09%) | $427,400 (+23.92%) Land $207,400 Building $220,000 | $439,813 |
| 2025 | $4,232.00 (+5.59%) | $344,900 (-) Land $136,900 Building $208,000 | |
| 2023 | $4,008.00 (+8.12%) | $344,900 (+39.47%) Land $136,900 Building $208,000 | |
| 2022 | $3,707.00 | $247,300 Land $95,800 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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