39 Poisson St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 39 Poisson St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 996 sqft · built 1998
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$329,000 (Jul 2021)
Tax Bill$4,320 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN1-0009-33

Property Details

APN / Parcel Number

Primary APN1-0009-33
Alternative APN
  • CUMB M:053 B:0148 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area996 sqft Living Area
Gross Area2,184 sqft
1st Floor Area996 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1-0009-33
Street Address39 POISSON ST
CityCUMBERLAND
StateRI
Zip02864-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block148
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group5
Census Block5010
Census Tract11403

Owner

39 Poisson St is owned and occupied by two individuals who bought it in July 2021.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address39 POISSON ST, CUMBERLAND, RI 02864-1830
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Warranty Deed, Transfer · FHA Mortgage
NORTHPOINTE BANK
Nov 30, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2021 · Amount on File
Deed SaleJul 6, 2021 · Amount on File
Prior SaleMay 30, 2008 · Amount on File
Deed Document Number2021125525
Deed Book / Page1895 / 725
Prior Transfer DateNov 20, 2020
Prior Transfer Doc1866-32
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 6, 2021
Property Address39 POISSON ST, CUMBERLAND, RI 02864-1830
Document Number001895-725
Book / Page1895 / 725
Instrument DateJul 6, 2021
Instrument125525
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000125526
DateJul 6, 2021
Instrument125526
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateNov 30, 2020
Property Address39 POISSON ST, CUMBERLAND, RI 02864-1830
Document Number1866-32
Book / Page001866 / 000032
Instrument DateNov 20, 2020
Instrument119479
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address39 POISSON ST CUMBERLAND RI 028641830, CUMBERLAND, RI 02864-1830

Tax Assessment & Valuation

The 2026 property tax bill for 39 Poisson St was $4,320, up 1.3% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,320.00 (+1.31%)$431,600 (+24.2%) Land $212,000 Building $219,600$443,106
2025$4,264.00$347,500 Land $140,000 Building $207,500
2023$4,038.00 (+4.21%)$347,500 (+34.43%) Land $140,000 Building $207,500
2022$3,875.00$258,500 Land $97,900 Building $160,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Poisson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Poisson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Poisson St

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