Middlesex County and Wakefield Town property record for 49 Oak St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,411 sqft · built 1955 |
| Lot Size | 0.291 acres (12,693 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Apr 2025) |
| Tax Bill | $6,987 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45196 |
| Primary APN | 45196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| Gross Area | 2,236 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,693 sqft (0.291 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 45196 |
|---|---|
| Street Address | 49 OAK ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 121 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 335400 |
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 OAK ST, WAKEFIELD, MA 01880-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage UNITED NATIONS FCU |
| Apr 30, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK |
| Sep 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Deed Document Number | 202545845 |
| Deed Book / Page | 84031 / 420 |
| Prior Transfer Date | Aug 21, 2024 |
| Prior Transfer Doc | 083186-188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 49 OAK ST, WAKEFIELD, MA 01880-3917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084756-437 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 84756/437 |
| Instrument | 126994 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Nov 1, 2028 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Apr 30, 2025 |
| Property Address | 49 OAK ST, WAKEFIELD, MA 01880-3917 |
| Document Number | 084031-420 |
| Book / Page | 84031 / 420 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 45845 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 OAK ST, WAKEFIELD, MA 01880-3917 |
| Document Number | 0000045846 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 45846 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 49 OAK ST, WAKEFIELD, MA 01880-3917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75645-381 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 75645/381 |
| Instrument | 164477 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 49 OAK ST, WAKEFIELD, MA 01880-3917 |
| Document Number | 71804-252 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 OAK ST WAKEFIELD MA 018803917, WAKEFIELD, MA 01880-3917 |
| Document Number | 71804-252 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 071804/000252 |
| Instrument | 165480 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2048 |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,987.00 (+5.86%) | $615,600 (+4.93%) Land $400,400 Building $215,200 | $694,165 (+4.16%) |
| 2024 | $6,600.00 (-0.23%) | $586,700 (+4.04%) Land $381,600 Building $205,100 | $666,425 |
| 2023 | $6,615.00 | $563,900 Land $366,800 Building $197,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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