51 Oak St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 51 Oak St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,190 sqft · built 1860
Lot Size0.263 acres (11,461 sqft)
Owner2 Trust Names on File
Last Sale$640,000 (Aug 2018)
Tax Bill$9,172 (2025)
Deeds & MortgagesJun 2019 Refinance
Jun 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN45591

Property Details

APN / Parcel Number

Primary APN45591
Alternative APNs
  • WAKE M:000023 B:0120 P:000069
  • 000819777

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,190 sqft Living Area
Gross Area4,250 sqft
Basement Area1,450 sqft
Unfinished Basement1,450 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1957
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,461 sqft (0.263 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number45591
Street Address51 OAK ST
CityWAKEFIELD
StateMA
Zip01880-3917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block120
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group2
Census Block2001
Census Tract335400

Owner

51 Oak St is owner-occupied and held in a trust since April 2019.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing Address51 OAK ST, WAKEFIELD, MA 01880-3917
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
RESIDENTIAL MORTGAGE SERVICES
Jun 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RESIDENTIAL MORTGAGE SERVICES
May 2, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 29, 2018Quit Claim Deed, Transfer
RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2018 · Amount on File
Deed SaleAug 29, 2018 · Amount on File
Prior SaleJun 30, 2015 · Amount on File
Deed Book / Page71545 / 84
Last Transfer DateApr 25, 2019
Transfer Doc72545-147
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address51 OAK ST, WAKEFIELD, MA 01880-3917
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72819-271
DateJun 25, 2019
Book Page72819/271
Instrument87853
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueJul 1, 2044

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address51 OAK ST, WAKEFIELD, MA 01880-3917
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74971-332
DateJun 26, 2020
Book Page74971/332
Instrument100519
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term289 Months
DueJul 1, 2044

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKEFIELD MA
Recording DateMay 2, 2019
Property Address51 OAK ST, WAKEFIELD, MA 01880-3917
Document Number72545-147
Book / Page072545 / 000147
Instrument DateApr 25, 2019
Instrument56146
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address51 OAK ST WAKEFIELD MA 018803917, WAKEFIELD, MA 01880-3917

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKEFIELD MA
Recording DateAug 29, 2018
Property Address51 OAK ST, WAKEFIELD, MA 01880-3917
Document Number71545-84
Book / Page71545 / 84
Instrument133313
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$69.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number715450086
DateAug 29, 2018
Instrument71545/0086
Lender
NameRESIDENTIAL MTG SVCS
Agreement
AmountAmount on Record
Term360 Months
DueAug 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 51 Oak St was $9,172, up 5.7% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,172.00 (+5.74%)$808,100 (+4.81%) Land $394,400 Building $413,700$891,765 (+5.34%)
2024$8,674.00 (-0.3%)$771,000 (+3.95%) Land $375,900 Building $395,100$846,545
2023$8,700.00$741,700 Land $361,300 Building $380,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 51 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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