41 Oak St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 41 Oak St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,696 sqft · built 1950
Lot Size0.257 acres (11,177 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Jun 2023)
Tax Bill$7,181 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN45170

Property Details

APN / Parcel Number

Primary APN45170
Alternative APN
  • WAKE M:000023 B:0123 P:0000M1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,696 sqft Living Area
Gross Area2,528 sqft
Basement Area1,256 sqft
Unfinished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,177 sqft (0.257 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number45170
Street Address41 OAK ST
CityWAKEFIELD
StateMA
Zip01880-3917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block123
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group2
Census Block2001
Census Tract335400

Owner

Source: Middlesex County and Wakefield Town records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 OAK ST, WAKEFIELD, MA 01880-3917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Line of Credit
METRO CU
Jun 7, 2023Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2023 · Amount on Record
Deed SaleJun 7, 2023 · Amount on Record
Prior SaleNov 29, 1978 · Amount on Record
Deed Document Number202360450
Deed Book / Page81626 / 342
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address41 OAK ST, WAKEFIELD, MA 01880-3917
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084955-222
DateDec 3, 2025
Book Page84955/222
Instrument147819
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate

June 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionWAKEFIELD MA
Recording DateJun 7, 2023
Property Address41 OAK ST, WAKEFIELD, MA 01880-3917
Document Number081626-342
Book / Page81626 / 342
Instrument DateJun 6, 2023
Instrument60450
Transaction TypeTransfer
Record UpdatedJun 23, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address41 OAK ST, WAKEFIELD, MA 01880-3917

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,181.00 (+2.18%)$632,700 (+1.28%) Land $372,100 Building $260,600$727,035 (+4.21%)
2024$7,028.00 (-0.23%)$624,700 (+4.03%) Land $354,500 Building $270,200$697,680
2023$7,044.00$600,500 Land $340,800 Building $259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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