Hancock County and Mount Desert Town property record for 49 Oak Ridge Rd, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,911 sqft · built 1999 |
| Lot Size | 3.38 acres (147,233 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,623 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:010 L:122=003 |
| Primary APN | M:010 L:122=003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 4,056 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 147,233 sqft (3.38 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1003 |
|---|---|
| Street Address | 49 OAK RIDGE RD |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RW3 |
| Legal Lot Number | 122-3 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 966000 |
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 667, MOUNT DESERT, ME 04660-0667 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 49 OAK RIDGE RD, MOUNT DESERT, ME 04660 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070970465 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 7097/465 |
| Instrument | 2021002256 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,623.00 (+2.05%) | $584,500 (+2%) Land $193,900 Building $390,600 |
| 2024 | $4,530.00 (+6.64%) | $487,100 (-) Land $161,600 Building $325,500 |
| 2023 | $4,248.00 (+8.48%) | $487,100 (-) Land $161,600 Building $325,500 |
| 2022 | $3,916.00 | $487,100 Land $161,600 Building $325,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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