Hancock County and Mount Desert Town property record for 18 Oak Ridge Rd, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1984 |
| Lot Size | 5.74 acres (250,034 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,691 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:010 L:119 |
| Primary APN | MTDS M:010 L:119 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 3,978 sqft |
| 1st Floor Area | 1,400 sqft |
| Attic | Attic |
| Attic Area | 168 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 250,034 sqft (5.74 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 997 |
|---|---|
| Street Address | 18 OAK RIDGE RD |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660-6315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 119 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 966000 |
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 OAK RIDGE RD, MOUNT DESERT, ME 04660-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 18 OAK RIDGE RD, MOUNT DESERT, ME 04660-6315 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0072990471 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 7299/471 |
| Instrument | 2023014137 |
| Name | BAR HARBOR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,691.00 (+2.07%) | $593,000 (+19.99%) Land $195,800 Building $397,200 |
| 2024 | $4,596.00 (+8.04%) | $494,200 (+1.31%) Land $163,200 Building $331,000 |
| 2023 | $4,254.00 (+8.47%) | $487,800 (-) Land $163,200 Building $324,600 |
| 2022 | $3,922.00 | $487,800 Land $163,200 Building $324,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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