12 Oak Ridge Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 12 Oak Ridge Rd, Mount Desert, ME 04660

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 864 sqft · built 1983
Lot Size1.87 acres (81,457 sqft)
OwnerIndividual Name on Record
Last Sale$172,300 (Dec 2020)
Tax Bill$1,885 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNMTDS M:010 L:125

Property Details

APN / Parcel Number

Primary APNMTDS M:010 L:125
Alternative APN
  • 1020

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area2,064 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement528 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area81,457 sqft (1.87 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1020
Street Address12 OAK RIDGE RD
CityMOUNT DESERT
StateME
Zip04660-6315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number125
JurisdictionMOUNT DESERT ME
Township / Civil DivisionMOUNT DESERT
Census Block Group1
Census Block1000
Census Tract966000

Owner

Source: Hancock County and Mount Desert Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 OAK RIDGE RD, MOUNT DESERT, ME 04660-6315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Deed Document Number202040530
Deed Book / Page7083 / 701
Prior Transfer DateDec 4, 2020
Prior Transfer Doc0070830701
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMOUNT DESERT ME
Recording DateDec 21, 2020
Property Address12 OAK RIDGE RD, MOUNT DESERT, ME 04660-6315
Document Number0070830701
Book / Page7083 / 701
Instrument DateDec 4, 2020
Instrument2020040530
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 654, BAR HARBOR, ME 04609-0654

Mortgage

Document Number2020040531
DateDec 21, 2020
Instrument2020040531
Lender
NameBAR HARBOR SAVINGS & LOAN
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionMount Desert Town
Elementary School DistrictMount Desert (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,885.00 (-3.73%)$238,300 (+13.21%) Land $8,800 Building $229,500
2024$1,958.00 (+5.78%)$210,500 (-0.85%) Land $7,300 Building $203,200
2023$1,851.00 (+8.44%)$212,300 (-) Land $7,300 Building $205,000
2022$1,707.00$212,300 Land $7,300 Building $205,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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