49 Montecito Rd, San Rafael, CA 94901 Property Records

Marin County property record for 49 Montecito Rd, San Rafael, CA 94901

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,478 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$120,000 (Apr 2004)
Tax Bill	$37,432 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-041-61`

Property Details

APN / Parcel Number

Primary APN	`016-041-61`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,478 sqft Living Area
Basement Area	226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	43,560 sqft
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Pool Area	900 sqft
Deck Area	1,282 sqft
Patio Area	1,282 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 MONTECITO RD
City	SAN RAFAEL
State	CA
Zip	94901-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 13 PG 78 LOT 1
Legal Subdivision	MCDEVITT
Legal Lot Number	1
Jurisdiction	MARIN CA
Township / Civil Division	SAN RAFAEL
Census Block Group	2
Census Block	2007
Census Tract	110100

Owner

Source: Marin County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	49 MONTECITO RD, SAN RAFAEL, CA 94901-2361
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF MARIN
Jun 22, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Mar 29, 2019	Deed of Trust, Mortgage · ARM US BANK NA
May 15, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2004 · Amount on Record
Deed Sale	Apr 13, 2004 · Amount on Record
Prior Sale	Apr 9, 2004 · Amount on Record
Deed Document Number	200429682
Prior Transfer Date	Nov 10, 1993
Prior Transfer Doc	0000100381
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	49 MONTECITO RD, SAN RAFAEL, CA 94901-2361
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MONTECITO RD, SAN RAFAEL, CA 94901-2361

Mortgage

Document Number	0000033085
Date	May 18, 2021
Instrument	2021-0033085

Lender

Name	BANK OF MARIN
Type	Bank
Address	NOVATO, CA 94948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	49 MONTECITO RD, SAN RAFAEL, CA 94901-2361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022445
Date	Jun 22, 2018
Instrument	2018-0022445

Lender

Name	US BANK NA
Type	Bank
Address	SOMERSET, KY 42503

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	8.62%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	49 MONTECITO RD, SAN RAFAEL, CA 94901-2361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010241
Date	Mar 29, 2019
Instrument	2019-0010241

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	49 MONTECITO RD, SAN RAFAEL, CA 94901-2361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016422
Date	May 15, 2019
Instrument	2019-0016422

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Elementary School District	San Rafael City Elementary School District (KG - 08)
Secondary School District	San Rafael City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,961,548 (+2%) Land $1,595,153 Building $1,366,395
2025	$37,432.00 (+3.45%) Homeowner's exemption	$2,903,486 (+4.04%) Land $1,563,880 Building $1,339,606
2023	$36,184.00 (+6.22%) Homeowner's exemption	$2,790,754 Land $1,503,160 Building $1,287,594
2022	$34,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 units insured incl. 34 condo units
Nearby Flood Claims	54 (1978–2026)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Jan 2026 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 17 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 16 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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