40 Montecito Rd, San Rafael, CA 94901 Property Records

Marin County property record for 40 Montecito Rd, San Rafael, CA 94901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,500 sqft · built 1951
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,580,000 (May 2024)
Tax Bill	$20,698 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-054-10`

Property Details

APN / Parcel Number

Primary APN	`016-054-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Contemporary
Lot Area	37,026 sqft (0.85 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	40 MONTECITO RD
City	SAN RAFAEL
State	CA
Zip	94901-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARIN CA
Township / Civil Division	SAN RAFAEL
Census Block Group	2
Census Block	2020
Census Tract	110100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 MONTECITO RD, SAN RAFAEL, CA 94901-2334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 22, 2024	Grant Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Dec 10, 1993 · Amount on Record
Deed Document Number	202414217
Last Transfer Date	Jul 25, 2025
Transfer Doc	0000019656
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	40 MONTECITO RD, SAN RAFAEL, CA 94901-2334
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MONTECITO RD, SAN RAFAEL, CA 94901-2334

Mortgage

Document Number	0000032130
Date	Dec 15, 2025
Instrument	2025-0032130

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	40 MONTECITO RD, SAN RAFAEL, CA 94901-2334
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MONTECITO RD, SAN RAFAEL, CA 94901-2334

Mortgage

Document Number	0000010290
Date	Feb 12, 2021
Instrument	2021-0010290

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	May 22, 2024
Property Address	40 MONTECITO RD, SAN RAFAEL, CA 94901-2334
Document Number	0000014217
Instrument Date	May 20, 2024
Instrument	2024-0014217
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.38
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 62, ROSS, CA 94957-0062

Mortgage

Document Number	0000014218
Date	May 22, 2024
Instrument	2024-0014218

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	40 MONTECITO RD, SAN RAFAEL, CA 94901-2334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042708
Date	Dec 17, 2018
Instrument	2018-0042708

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Elementary School District	San Rafael City Elementary School District (KG - 08)
Secondary School District	San Rafael City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,643,832 (+2%) Land $988,380 Building $655,452
2025	$20,698.00 (+129.19%)	$1,611,600 (+147.26%) Land $969,000 Building $642,600
2023	$9,031.00 (+6.03%) Homeowner's exemption	$651,790 Land $382,253 Building $269,537
2022	$8,517.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 units insured incl. 34 condo units
Nearby Flood Claims	54 (1978–2026)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Jan 2026 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 17 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 16 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Verizon.

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