49 Leathers Rd, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 49 Leathers Rd, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,468 sqft · built 2004
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Jul 1999)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-13-006.04`

Property Details

APN / Parcel Number

Primary APN	`028-40-13-006.04`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,468 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stone
Foundation Type	Concrete
Lot Area	93,218 sqft (2.14 acres)
Lot Dimensions	127 ft deep x 45 ft wide
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	49 LEATHERS RD
City	FT MITCHELL
State	KY
Zip	41017-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEAM SUB SEC 1 LOT 4
Legal Subdivision	KEAM SUB
Legal Phase	1
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	64700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Highland Cemetery Historic District listed 1989 · 6 contributing resources · NRIS 89001585

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 LEATHERS RD, FT MITCHELL, KY 41017-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 1999 · Amount on Record
Deed Sale	Jul 2, 1999 · Amount on Record
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	49 LEATHERS RD, FT MITCHELL, KY 41017-2908
Document Number	0000000116
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TOWN TITLE AGENCY LLC, TOWN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 LEATHERS RD FORT MITCHELL KY 410172908, FORT MITCHELL, KY 41017-2908

Mortgage

Document Number	0000000116
Date	May 21, 2020
Book Page	000M46/000846
Instrument	116

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,213,100 (-) Land $200,000 Building $1,013,100	$1,213,100 (-) Land $200,000 Building $1,013,100
2025	$4,537.00 (-8.1%)	$1,213,100 (-) Land $200,000 Building $1,013,100	$1,213,100 (-) Land $200,000 Building $1,013,100
2023	$4,937.00	$1,213,100 Land $200,000 Building $1,013,100	$1,213,100 Land $200,000 Building $1,013,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20