43 Leathers Rd, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 43 Leathers Rd, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,716 sqft · built 2000
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Apr 1999)
Tax Bill$3,334 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028-40-13-006.01

Property Details

APN / Parcel Number

Primary APN028-40-13-006.01

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,716 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area37,026 sqft (0.85 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address43 LEATHERS RD
CityFT MITCHELL
StateKY
Zip41017-2908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEAM SUB SEC 1 LOT 1
Legal SubdivisionKEAM SUB
Legal Phase1
Legal Lot Number1
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address43 LEATHERS RD, FT MITCHELL, KY 41017-2908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Feb 14, 2022Deed of Trust, Mortgage
GUARDIAN SAVINGS BANK
Jan 11, 2017Deed of Trust, Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 1999 · Amount on Record
Deed SaleApr 28, 1999 · Amount on Record
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address43 LEATHERS RD, FT MITCHELL, KY 41017-2908
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 LEATHERS RD, FORT MITCHELL, KY 41017-2908

Mortgage

Document Number0005900239
DateFeb 22, 2022
Book Page340/498
Instrument22022205900239
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 6, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address43 LEATHERS RD, FT MITCHELL, KY 41017-2908
Transaction TypeMortgage
Record UpdatedFeb 25, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900166
DateFeb 14, 2022
Book Page337/386
Instrument22021405900166
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address43 LEATHERS RD, FT MITCHELL, KY 41017-2908
Document Number0000000248
Book / Page0C6078 / 000282
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedMay 11, 2017
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address43 LEATHERS RD FORT MITCHELL KY 410172908, FORT MITCHELL, KY 41017-2908

Mortgage

Document Number0000000248
DateJan 19, 2017
Book Page0C6078/000282
Instrument248
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term360 Months
DueJan 18, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$891,600 (-) Land $150,000 Building $741,600$891,600 (-) Land $150,000 Building $741,600
2025$3,334.00 (-8.1%)$891,600 (-) Land $150,000 Building $741,600$891,600 (-) Land $150,000 Building $741,600
2023$3,628.00$891,600 Land $150,000 Building $741,600$891,600 Land $150,000 Building $741,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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