Kenton County property record for 45 Leathers Rd, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,484 sqft · built 1999 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Oct 2011) |
| Tax Bill | $4,114 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-13-006.02 |
| Primary APN | 028-40-13-006.02 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,484 sqft Finished Area |
| Gross Area | 7,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45 LEATHERS RD |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEAM SUB SEC 1 LOT 2 |
| Legal Subdivision | KEAM SUB |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 64700 |
45 Leathers Rd is owned and occupied by two individuals who acquired it in March 2013.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 LEATHERS RD, FT MITCHELL, KY 41017-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2011 · Amount on File |
| Deed Sale | Oct 31, 2011 · Amount on File |
| Prior Sale | Nov 16, 1998 · Amount on File |
| Deed Document Number | 201110 31 059 00178 |
| Deed Book / Page | 4685 / 216 |
| Last Transfer Date | Mar 13, 2013 |
| Transfer Doc | 0005900255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 45 LEATHERS RD, FT MITCHELL, KY 41017-2908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005900190 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 276/491 |
| Instrument | 21092305900190 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 45 Leathers Rd was $4,114.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100,000 (-) Land $150,000 Building $950,000 | $1,100,000 (-) Land $150,000 Building $950,000 | |
| 2025 | $4,114.00 | $1,100,000 Land $150,000 Building $950,000 | $1,100,000 Land $150,000 Building $950,000 |
| 2023 | $4,477.00 | $1,100,000 Land $150,000 Building $950,000 | $1,100,000 Land $150,000 Building $950,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Leathers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Leathers Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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