49 Lafayette St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 49 Lafayette St, Worcester, MA 01608

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	6,500 sqft · built 1890
Lot Size	0.281 acres (12,258 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (May 2017)
Deeds & Mortgages	Mar 2024 Refinance May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5-021-00023`

Property Details

APN / Parcel Number

Primary APN	`5-021-00023`
Alternative APN	`WORC M:05 B:021 L:00023`

Interior

Stories	2 Stories
Building Area	6,500 sqft Total Area
Gross Area	9,425 sqft
Basement Area	2,925 sqft
Unfinished Basement	2,925 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	12,258 sqft (0.281 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	5-021-00023
Street Address	49 LAFAYETTE ST
City	WORCESTER
State	MA
Zip	01608-2131
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning Code	BG-3
Legal Block	21
Legal Lot Number	23
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2011
Census Tract	732500

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49 LAFAYETTE ST, WORCESTER, MA 01608-2131
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
May 10, 2017	Quit Claim Deed, Transfer · Commercial Mortgage BAY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Feb 13, 2007 · Amount on Record
Deed Book / Page	57096 / 30
Transfer Doc	0057096-30
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	49 LAFAYETTE ST, WORCESTER, MA 01608-2131
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070260-14
Date	Mar 6, 2024
Book Page	70260/14
Instrument	16382

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 10, 2017
Property Address	49 LAFAYETTE ST, WORCESTER, MA 01608-2131
Document Number	57096-30
Book / Page	57096 / 30
Instrument	47185
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 LAFAYETTE ST, WORCESTER, MA 01608-2131

Mortgage

Document Number	570960034
Date	May 10, 2017
Instrument	57096/0034

Lender

Name	BAY STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2026	$584,600 (+1.81%) Land $149,400 Building $435,200
2025	$574,200 (+18.17%) Land $139,000 Building $435,200
2023	$485,900 Land $92,000 Building $393,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	449.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	34 (1985–2021)
Claims Outside the SFHA	1 of 34
Most Recent Claim	Aug 2021 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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