48 Lafayette St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 48 Lafayette St, Worcester, MA 01608

Property Summary

Property TypeTriplex
Details9 bd · 3.5 ba · 3,630 sqft · built 1890
Lot Size0.149 acres (6,470 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Mar 2006)
Tax Bill$7,239 (2026)
Deeds & MortgagesMay 2021 Refinance
Flood ZoneZone X (minimal risk)
APN5-014-00036

Property Details

APN / Parcel Number

Primary APN5-014-00036
Alternative APN
  • WORC M:05 B:014 L:00036

Interior

Bedrooms9 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms18 Rooms
Units3 Units
Stories3 Stories
Building Area3,630 sqft Living Area
Gross Area5,696 sqft
1st Floor Area1,210 sqft
Basement Area1,406 sqft
Unfinished Basement1,406 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,470 sqft (0.149 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number5-014-00036
Street Address48 LAFAYETTE ST
CityWORCESTER
StateMA
Zip01608-2185
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRG-5
Legal Block14
Legal Lot Number36
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2006
Census Tract732500

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address21 ALLSTON AVE, WORCESTER, MA 01604-3375
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2006 · Amount on Record
Deed SaleMar 3, 2006 · Amount on Record
Prior SaleNov 26, 2003
Deed Document Number200631140
Deed Book / Page38498 / 29
Transfer Doc38498-29
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address48 LAFAYETTE ST, WORCESTER, MA 01608-2185
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number65160-232
DateMay 13, 2021
Book Page65160/232
Instrument66419
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,239.00 (+2.68%)$545,100 (+1.98%) Land $73,200 Building $471,900
2025$7,050.00 (+14.67%)$534,500 (+24.68%) Land $73,100 Building $461,400
2023$6,148.00$428,700 Land $58,700 Building $370,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims34 (1985–2021)
Claims Outside the SFHA1 of 34
Most Recent ClaimAug 2021 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

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