47 Lafayette St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 47 Lafayette St, Worcester, MA 01608

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,104 sqft · built 1900
Lot Size	0.095 acres (4,131 sqft)
Owner	2 Trust Names on File
Last Sale	$109,000 (May 2014)
Tax Bill	$6,186 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`5-021-00071`

Property Details

APN / Parcel Number

Primary APN	`5-021-00071`
Alternative APN	`WORC M:05 B:021 L:00071`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,104 sqft Living Area
Gross Area	6,048 sqft
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,131 sqft (0.095 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	5-021-00071
Street Address	47 LAFAYETTE ST
City	WORCESTER
State	MA
Zip	01608-2181
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	BG-3
Legal Block	21
Legal Lot Number	71
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2011
Census Tract	732500

Owner

47 Lafayette St, a triplex, is held in a trust since September 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	91 STAFFORD ST, 3, WORCESTER, MA 01603-1453
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage WEBSTER FIRST FEDERAL CREDIT UNION
Sep 23, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 5, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 18, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2014 · Amount on File
Deed Sale	May 7, 2014 · Amount on File
Prior Sale	Nov 3, 2003 · Amount on File
Deed Document Number	201438330
Deed Book / Page	52297 / 296
Last Transfer Date	Sep 19, 2022
Transfer Doc	068255-314
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	47 LAFAYETTE ST, WORCESTER, MA 01608-2181
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068032-284
Date	Aug 5, 2022
Book Page	68032/284
Instrument	86816

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 23, 2022
Property Address	47 LAFAYETTE ST, WORCESTER, MA 01608-2181
Document Number	068255-314
Book / Page	68255 / 314
Instrument Date	Sep 19, 2022
Instrument	104556
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 STAFFORD ST # UT3, UT3, WORCESTER, MA 01603-1453

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 5, 2022
Property Address	47 LAFAYETTE ST, WORCESTER, MA 01608-2181
Document Number	068027-351
Book / Page	68027 / 351
Instrument Date	Aug 5, 2022
Instrument	86396
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 STAFFORD ST # STE3, STE3, WORCESTER, MA 01603-1453

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 18, 2022
Property Address	47 LAFAYETTE ST, WORCESTER, MA 01608-2181
Document Number	067143-331
Book / Page	67143 / 331
Instrument Date	Feb 16, 2022
Instrument	19969
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 SALISBURY ST, WORCESTER, MA 01609-1241

Tax Assessment & Valuation

The 2026 property tax bill for 47 Lafayette St was $6,186, up 2.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,186.00 (+2.69%)	$465,800 (+1.99%) Land $55,800 Building $410,000
2025	$6,024.00	$456,700 Land $55,700 Building $401,000
2023	$5,254.00	$366,400 Land $44,700 Building $321,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 47 Lafayette St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	449.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	34 (1985–2021)
Claims Outside the SFHA	1 of 34
Most Recent Claim	Aug 2021 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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