Branch County property record for 45 Henry St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,616 sqft |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $56,000 (Nov 2017) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-206-00 |
| Primary APN | 304-000-000-206-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,616 sqft Building Perimeter |
| 1st Floor Area | 878 sqft |
| Basement Area | 818 sqft |
| Unfinished Basement | 818 sqft |
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 45 HENRY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 DAVID THOMPSON ADDN SEC 16 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | DAVID THOMPSON ADD |
| Legal Lot Number | 7 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 951500 |
45 Henry St is owned by a company that bought it in November 2017.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 94 ARROWHEAD DR, COLDWATER, MI 49036-1276 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Nov 8, 2017 | Warranty Deed, Transfer · Commercial Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on File |
| Deed Sale | Nov 8, 2017 · Amount on File |
| Prior Sale | Nov 18, 1993 · Amount on File |
| Deed Document Number | 20177582 |
| Prior Transfer Date | Jun 20, 2013 |
| Prior Transfer Doc | 201305295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 45 HENRY ST, COLDWATER, MI 49036-1304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202305480 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2023-05480 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Nov 8, 2017 |
| Property Address | 45 HENRY ST, COLDWATER, MI 49036-1304 |
| Document Number | 201707582 |
| Map Reference | LB16 PG629 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 2017-07582 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 BROUGHTON ST, 30, QUINCY, MI 49082-1124 |
| Name | Verified Name |
|---|---|
| Address | 970 4 MILE RD NW # 2, 2, GRAND RAPIDS, MI 49544-7362 |
| Document Number | 201707583 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 2017-07583 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Henry St was $1,982, up 3.5% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,850 (+0.42%) | $119,700 (+0.42%) | |
| 2025 | $1,982.00 (+3.5%) | $59,600 | $119,200 |
| 2024 | $1,915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Henry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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