Walton County property record for 49 Hamilton Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,566 sqft · built 2004 |
| Lot Size | 0.058 acres (2,526 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,112,300 (Dec 2025) |
| Tax Bill | $21,415 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16065-049-0100 |
| Primary APN | 35-3S-18-16065-049-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,566 sqft Living Area |
| Gross Area | 3,182 sqft |
| 1st Floor Area | 432 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 2,526 sqft (0.058 acres) |
| Lot Dimensions | 90 ft deep x 28 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49 HAMILTON LN |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-5037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | LOT 10 BLK 49 ROSEMARY BEACH PH 7A PB 14-19 OR 2282-310 OR 2418-900 OR 2554-198 OR 2629-1739 OR 2933-32 OR 3030-3316 OR 3097-914 OR 3230-2395 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ROSEMARY BEACH PH 7A |
| Legal Phase | 7A |
| Legal Block | 49 |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1120 |
| Census Tract | 950611 |
Source: Walton County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9325 N COURT TEN, EFFINGHAM, IL 62401-7638 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 8, 2025 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK |
| Aug 1, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST |
| Feb 12, 2019 | Warranty Deed, Transfer · ARM FBT MORTGAGE LLC |
| Jan 9, 2017 | Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK NORTH MISSISSIPPI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 202545175 |
| Deed Book / Page | 3380 / 876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 8, 2025 |
| Property Address | 49 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Document Number | 0033800876 |
| Book / Page | 3380 / 876 |
| Map Reference | MB 13 PG 42&42 |
| Instrument Date | Nov 15, 2025 |
| Instrument | 20250045175 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,786.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9325 N COURT TEN, EFFINGHAM, IL 62401-7638 |
| Name | Verified Name |
|---|---|
| Address | 9325 N COURT TEN, EFFINGHAM, IL 62401-7638 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 49 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Document Number | 0032302395 |
| Book / Page | 3230 / 2395 |
| Map Reference | MB 14 PG 19&19A |
| Instrument Date | Dec 14, 2021 |
| Instrument | 20210062811 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 HAMILTON LN, 49, INLET BEACH, FL 32461-5037 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15520 N BLUE POINT TRL, EFFINGHAM, IL 62401-7695 |
| Document Number | 0032302401 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 3230/2401 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 49 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031132432 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 3113/2432 |
| Instrument | 20190026161 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COVINGTON, LA 70434 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 26, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 12, 2019 |
| Property Address | 49 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Document Number | 0030970914 |
| Book / Page | 3097 / 0914 |
| Map Reference | MB 13 PG 42&42A |
| Instrument Date | Feb 1, 2019 |
| Instrument | 20190004398 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,090.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2446 CAFFEY ST # ST1A, 2446, HERNANDO, MS 38632-1709 |
| Name | Verified Name |
|---|---|
| Address | 1651 QUAIL HOLLOW RD NW, FORT PAYNE, AL 35967-8366 |
| Document Number | 20190004399 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 20190004399 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 9, 2017 |
| Property Address | 49 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Document Number | 0030303316 |
| Book / Page | 3030 / 3316 |
| Map Reference | MB14 PG19&19A |
| Instrument Date | Jan 6, 2017 |
| Instrument | 0000813 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 FEDERAL ST, 10, WATERSOUND, FL 32461-0753 |
| Name | Verified Name |
|---|---|
| Address | 4933 WILLIAM ARNOLD RD, MEMPHIS, TN 38117-4237 |
| Document Number | 0030303317 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 3030/3317 |
| Name | COMMUNITY BANK NORTH MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,415.00 (-0.81%) | $2,432,946 (-5.92%) Land $850,000 Building $1,582,946 | $2,432,946 (-5.92%) Land $850,000 Building $1,582,946 |
| 2024 | $21,589.00 (+6.66%) | ||
| 2023 | $20,241.00 (+141.74%) | $2,585,990 (+186.2%) Land $775,000 Building $1,810,990 | $2,585,990 (+186.2%) Land $775,000 Building $1,810,990 |
| 2022 | $8,373.00 | $903,568 Land $739,148 Building $164,420 | $903,568 Land $739,148 Building $164,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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