Walton County property record for 21 Hamilton Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,977 sqft · built 2004 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,100,000 (Jul 2026) |
| Tax Bill | $17,508 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2022 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16065-049-0140 |
| Primary APN | 35-3S-18-16065-049-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,977 sqft Living Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 931 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 2,701 sqft (0.062 acres) |
| Lot Dimensions | 75 ft deep x 36 ft wide |
| Porch | Open/Unfinished Porch |
| Porch Area | 679 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21 HAMILTON LN |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-5037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TND |
| Legal Description | LOT 14 BLK 49 ROSEMARY BEACH PH 7A S/D PB 14-19 OR 2184-409 OR 2282-328 OR 2439-482 OR 2621-912 OR 2721-835 OR 2947-2860 OR 3057-1553 OR3269-663 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ROSEMARY BEACH PH 7A |
| Legal Phase | 7A |
| Legal Block | 49 |
| Legal Lot Number | 14 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1120 |
| Census Tract | 950611 |
Source: Walton County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2585 OLD RIVER RD, FORTSON, GA 31808-2535 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Oct 6, 2022 | Warranty Deed, Transfer · Line of Credit CADENCE BANK NA |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2017 | Warranty Deed, Transfer BRANCH BK&TR |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY S CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Prior Sale | Oct 6, 2022 · Amount on Record |
| Deed Document Number | 202628839 |
| Deed Book / Page | 3405 / 2865 |
| Prior Transfer Date | May 30, 2006 |
| Prior Transfer Doc | 0027210835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 21 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Document Number | 0000028839 |
| Book / Page | 3405 / 2865 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202628839 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | SHORELINE TITLE LLC, SHORELINE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,191,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2585 OLD RIVER RD, FORTSON, GA 31808-2535 |
| Document Number | 0000028840, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 3405/2867 |
| Instrument | 202628840 |
| Name | PINNACLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 6, 2022 |
| Property Address | 21 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Document Number | 0032690663 |
| Book / Page | 3269 / 663 |
| Map Reference | MB 13 PG 42&42A |
| Instrument Date | Oct 5, 2022 |
| Instrument | 20220044506 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 EDINBURGH CT, 221, SOUTHLAKE, TX 76092-7328 |
| Name | Verified Name |
|---|---|
| Address | 502 CANTERBURY RD, STARKVILLE, MS 39759-4045 |
| Document Number | 0003269667 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 3269/667 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 21 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032362485 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 3236/2485 |
| Instrument | 20220004301 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 13, 2017 |
| Property Address | 21 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Document Number | 0030571553 |
| Book / Page | 003057 / 001553 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 37443 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | PROVIDENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 221 EDINBURGH CT SOUTH LAKE TX 760927328, SOUTH LAKE, TX 76092-7328 |
| Document Number | 30571555 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 003057/001555 |
| Instrument | 37444 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 21 HAMILTON LN, INLET BEACH, FL 32461-5037 |
| Document Number | 0030343448 |
| Book / Page | 003034 / 003448 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1214 PINEY GROVE RD CHIPLEY FL 324284050, CHIPLEY, FL 32428-4050 |
| Document Number | 0030343448 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 003034/003448 |
| Instrument | 6466 |
| Name | COMMUNITY S CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,508.00 (-5.04%) | $1,937,669 (-2.39%) Land $850,000 Building $1,087,669 | $1,937,669 (-2.39%) Land $850,000 Building $1,087,669 |
| 2024 | $18,437.00 (+2.22%) | ||
| 2023 | $18,037.00 (+25.79%) | $1,985,099 (+13.04%) Land $775,000 Building $1,210,099 | $1,985,099 (+13.04%) Land $775,000 Building $1,210,099 |
| 2022 | $14,339.00 | $1,756,113 Land $682,291 Building $1,073,822 | $1,756,113 Land $682,291 Building $1,073,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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