49 Frances Dr, Warwick, MD 21912 Property Records

Cecil County property record for 49 Frances Dr, Warwick, MD 21912 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1994
Square Footage	2,437 sqft Total Area
Lot Size	241,758 sqft (5.55 acres)
Garage	Attached, 653 sqft
Occupancy	Owner Occupied
Last Sale	$290,000 (2014)
Tax Bill	$3,972.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-037750`
Alternative APNs	`2037750` `037750`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,437 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	241,758 sqft (5.55 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	653 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	037750
Street Address	49 FRANCES DR
City	WARWICK
State	MD
Zip	21912-1050
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 24 - 5.555 ACRES 49 FRANCES DRIVE LAKE FOREST ESTATES
Legal Subdivision	FRANCES DRIVE LAKE FOREST ESTATES
Legal Lot Number	24
Jurisdiction	CECIL MD
Minor Civil Division	2, CHESAPEAKE CITY
Census Blockgroup	3
Census Block	3048
Census Tract	30200

Owner

Source: Cecil County records · APN 02-037750

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 FRANCES DR, WARWICK, MD 21912-1050
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2014 · Amount on Record
Deed Sale	Jun 06, 2014 · Amount on Record
Prior Sale	Jan 19, 2007 · Amount on Record
Deed Book / Page	3578 / 493
Last Transfer Date	Feb 22, 2021
Transfer Doc	0048400433
Record Refreshed	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Apr 06, 2021
Property Address	49 FRANCES DR, WARWICK, MD 21912-1050
Document Number	0048400433
Book / Page	4840 / 433
Map Reference	LB PC 295 FO 288
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	49 FRANCES DR, WARWICK, MD 21912-1050

Mortgage

Document Number	0004840439
Date	Apr 06, 2021
Instrument	4840/439

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,500 (+8.63%)	$438,800 (-) Land $148,900 Building $289,900
2025	$3,972.00 (+30.31%) Homeowner's exemption	$374,200 (+11.34%)	$438,800 (+28.34%) Land $148,900 Building $289,900
2023	$3,048.00 Homeowner's exemption	$336,100	$341,900 Land $148,900 Building $193,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.