12 Frances Dr, Warwick, MD 21912 Property Records

Cecil County property record for 12 Frances Dr, Warwick, MD 21912 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1995
Square Footage	1,872 sqft Total Area
Lot Size	120,226 sqft (2.76 acres)
Garage	Attached, 748 sqft
Occupancy	Owner Occupied
Last Sale	$30,000 (1994)
Tax Bill	$3,972.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-037785`
Alternative APNs	`2037785` `037785`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,872 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	120,226 sqft (2.76 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	748 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	037785
Street Address	12 FRANCES DR
City	WARWICK
State	MD
Zip	21912-1050
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 27 - 2.763 ACRES 12 FRANCES DRIVE LAKE FOREST ESTATES
Legal Subdivision	FRANCES DRIVE LAKE FOREST ESTATES
Legal Lot Number	27
Jurisdiction	CECIL MD
Minor Civil Division	2, CHESAPEAKE CITY
Census Blockgroup	3
Census Block	3048
Census Tract	30200

Owner

Source: Cecil County records · APN 02-037785

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 FRANCES DR, WARWICK, MD 21912-1050
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 1994 · Amount on Record
Deed Sale	May 06, 1994 · Amount on Record
Prior Sale	Sep 10, 1993 · Amount on Record
Deed Book / Page	491 / 694
Last Transfer Date	May 31, 2013
Transfer Doc	0034600156
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,967 (+9.35%)	$424,400 (-) Land $124,300 Building $300,100
2025	$3,972.00 (+38.3%)	$357,533 (+12.41%)	$424,400 (+30.95%) Land $124,300 Building $300,100
2023	$2,872.00	$318,067	$324,100 Land $124,300 Building $199,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.