46 Frances Dr, Warwick, MD 21912 Property Records

Cecil County property record for 46 Frances Dr, Warwick, MD 21912

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,068 sqft · built 1989
Lot Size	7.15 acres (311,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2003)
Tax Bill	$5,032 (2025)
Flood Zone	Zone X (minimal risk)
APN	`02-037769`

Property Details

APN / Parcel Number

Primary APN	`02-037769`
Alternative APNs	`2037769` `037769`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,068 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	311,454 sqft (7.15 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	424 sqft
Deck Area	712 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	037769
Street Address	46 FRANCES DR
City	WARWICK
State	MD
Zip	21912-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 25 - 7.159 ACRES 46 FRANCES DRIVE LAKE FOREST ESTATES
Legal Subdivision	FRANCES DRIVE LAKE FOREST ESTATES
Legal Lot Number	25
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	3
Census Block	3048
Census Tract	30200

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 FRANCES DR, WARWICK, MD 21912-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2003 · Amount on Record
Deed Sale	Feb 10, 2003 · Amount on Record
Prior Sale	May 11, 1999 · Amount on Record
Deed Document Number	2003258642
Deed Book / Page	1311 / 343
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,933 (+22.72%)	$537,500 (+30.21%) Land $155,300 Building $382,200
2025	$5,032.00 (+31.62%)
2023	$3,823.00	$404,133	$412,800 Land $155,300 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20