41 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 41 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1955
Square Footage	1,564 sqft Total Area
Lot Size	10,454 sqft (0.24 acres)
Garage	Basement, 612 sqft
Occupancy	Owner Occupied
Last Sale	$265,000 (2021)
Tax Bill	$2,498.00 (2025)

Owner

Source: Washington County records · APN 07-004370

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 E WATER ST, SMITHSBURG, MD 21783-1605
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2021 · Amount on Record
Deed Sale	Mar 04, 2021 · Amount on Record
Deed Book / Page	6538 / 208
Record Refreshed	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 04, 2021
Property Address	41 E WATER ST, SMITHSBURG, MD 21783-1605
Document Number	0065380208
Book / Page	6538 / 208
Instrument Date	Feb 23, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCRWO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	41 E WATER ST, SMITHSBURG, MD 21783-1605

Mortgage

Document Number	0006538213
Date	Mar 04, 2021
Instrument	6538/213

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,567 (+12.88%)	$344,900 (-) Land $55,100 Building $289,800
2025	$2,498.00 (+26.35%) Homeowner's exemption	$274,233 (+26.86%)	$344,900 (+44.37%) Land $55,100 Building $289,800
2023	$1,977.00	$216,167	$238,900 Land $55,100 Building $183,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-004370`
Alternative APN	`004370`

Interior

Full Baths	2 Baths
Building Area	1,564 sqft Total Area
Basement Area	476 sqft Basement
Finished Basement	476 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	10,454 sqft (0.24 acres)
Depth X Width	136 ft x 107 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Garage Area	612 sqft Garage
Deck Area	136 sqft Deck
Patio Area	136 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	004370
Street Address	41 E WATER ST
City	SMITHSBURG
State	MD
Zip	21783-1605
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 107X136 .24 AC 41 E WATER ST
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4008
Census Tract	11301