44 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 44 E Bay St, Charleston, SC 29401

Property Summary

Property TypeCommercial
Lot Size7.29 acres (317,552 sqft)
OwnerCompany Name on File
Tax Bill$115,677 (2025)
Flood ZoneZone VE (high risk)
APN458-13-02-001

Property Details

APN / Parcel Number

Primary APN458-13-02-001

Exterior

Lot Area317,552 sqft (7.29 acres)
Lot Dimensions215 ft deep x 226 ft wide
TerrainHigh
Garage TypeDetached
Garage Area20,000 sqft
Parking Spaces63 Parking Spaces

Location & Zoning

Street Address44 E BAY ST
CityCHARLESTON
StateSC
Zip29401-2547
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -SHAMROCK TERRACE LOT C-1 SITE NAME -CAROLINA YACHT CLUB,FORMER SHRINE TEMPLE
Legal Lot NumberC-1
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1012
Census Tract200

Owner

44 E Bay St, a commercial property, is owned by a company.

Source: Charleston County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address50 E BAY ST, CHARLESTON, SC 29401-2547
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 44 E Bay St was $115,677, up 13% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$115,677.00 (+13.05%)$6,906,750 (+1,816.68%) Land $6,063,215 Building $843,535$12,445,875 Land $11,282,075 Building $1,163,800
2024$102,325.00$360,350
2022$95,242.00$360,350$9,638,756 Land $8,461,556 Building $1,177,200
2020$9,638,756 Land $8,461,556 Building $1,177,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 E Bay St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 185 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies293 units insured
incl. 108 condo units
Nearby Flood Claims145 (1979–2024)
Claims Outside the SFHA21 of 145
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 14 claims
  • Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Nearby Properties on E Bay St

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