49 Downing Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 49 Downing Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.238 acres (10,395 sqft)
Owner	Individual Name on File
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-12.0-380-023`

Property Details

APN / Parcel Number

Primary APN	`28-12.0-380-023`
Alternative APN	`28120380023 (CHECK DIGIT = 0)`

Exterior

Lot Area	10,395 sqft (0.238 acres)

Location & Zoning

Account Number	28120380023
Street Address	49 DOWNING DR
City	CHATHAM
State	IL
Zip	62629-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKINGHAM PL 2ND ADDN. THE N 80' S 200' L 15
Legal Subdivision	BUCKINGHAM PLACE 2ND ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3034
Census Tract	3202

Owner

49 Downing Dr is owned and occupied by an individual.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	49 DOWNING DR, CHATHAM, IL 62629-1259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK
May 8, 2017	Deed, Transfer
May 8, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	49 DOWNING DR, CHATHAM, IL 62629-1259
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R05122
Date	Apr 4, 2024
Instrument	2024R05122

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 27, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	49 DOWNING DR, CHATHAM, IL 62629-1259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R29241
Date	Nov 14, 2017
Instrument	2017R29241

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	May 8, 2017
Property Address	49 DOWNING DR, CHATHAM, IL 62629-1259
Document Number	2017R11485
Instrument Date	Apr 25, 2017
Instrument	2017R11485
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DOWNING DR, CHATHAM, IL 62629-1259

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	May 8, 2017
Property Address	49 DOWNING DR, CHATHAM, IL 62629-1259
Document Number	2017R11485
Instrument Date	Apr 25, 2017
Instrument	2017R11485
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DOWNING DR, CHATHAM, IL 62629-1259

Tax Assessment & Valuation

The 2025 property tax bill for 49 Downing Dr was $2,355 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,355.00	$38,548 Land $3,527 Building $35,021	$115,644 Land $10,581 Building $105,063
2022	$1,920.00 Homeowner's exemption	$31,027 Land $2,839 Building $28,188	$93,081 Land $8,517 Building $84,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Downing Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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