34 Downing Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 34 Downing Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.297 acres (12,961 sqft)
Owner	Individual Name on Record
Last Sale	$155,200 (Nov 2020)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	May 2022 Transfer Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-12.0-458-001`

Property Details

APN / Parcel Number

Primary APN	`28-12.0-458-001`
Alternative APN	`28120458001 (CHECK DIGIT = 3)`

Exterior

Lot Area	12,961 sqft (0.297 acres)

Location & Zoning

Account Number	28120458001
Street Address	34 DOWNING DR
City	CHATHAM
State	IL
Zip	62629-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKINGHAM PL N 100' L 6
Legal Subdivision	BUCKINGHAM PLACE
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2036
Census Tract	3202

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	34 DOWNING DR, CHATHAM, IL 62629-1273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Intrafamily Transfer, Transfer
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage INB NA
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Feb 15, 2011 · Amount on Record
Deed Document Number	202033454
Last Transfer Date	May 6, 2022
Transfer Doc	2022R10206
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	May 11, 2022
Property Address	34 DOWNING DR, CHATHAM, IL 62629-1273
Document Number	2022R10206
Map Reference	DOC 297770 PB18 PG61
Instrument Date	May 6, 2022
Instrument	2022R10206
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 DOWNING DR, CHATHAM, IL 62629-1273

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	34 DOWNING DR, CHATHAM, IL 62629-1273
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R13830
Date	Jun 12, 2020
Instrument	2020R13830

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	34 DOWNING DR, CHATHAM, IL 62629-1273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R13830
Date	Jun 12, 2020
Instrument	2020R13830

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 20, 2020
Property Address	34 DOWNING DR, CHATHAM, IL 62629-1273
Document Number	2020R33454
Map Reference	DOC 297770 PB 18
Instrument Date	Nov 17, 2020
Instrument	2020R33454
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 DOWNING DR, CHATHAM, IL 62629-1273

Mortgage

Document Number	2020R33455
Date	Nov 20, 2020
Instrument	2020R33455

Lender

Name	INB NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	34 DOWNING DR, CHATHAM, IL 62629-1273
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R11871
Date	May 15, 2017
Instrument	2017R11871

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00 (+12.8%) Homeowner's exemption	$47,543 (+10.12%) Land $5,667 Building $41,876	$142,629 (+10.12%) Land $17,001 Building $125,628
2024	$2,665.00 (+7.63%)	$43,174 (+12.82%) Land $5,146 Building $38,028	$129,522 (+12.82%) Land $15,438 Building $114,084
2022	$2,476.00 Homeowner's exemption	$38,267 Land $4,561 Building $33,706	$114,801 Land $13,683 Building $101,118

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1978–2023)
Claims Outside the SFHA	8 of 19
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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