Sangamon County property record for 46 Downing Dr, Chatham, IL 62629
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.205 acres (8,951 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,161 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12.0-451-013 |
| Primary APN | 28-12.0-451-013 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,951 sqft (0.205 acres) |
|---|
| Account Number | 28120451013 |
|---|---|
| Street Address | 46 DOWNING DR |
| City | CHATHAM |
| State | IL |
| Zip | 62629-1260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUCKINGHAM PL 2ND ADDN. S 70' L 16 |
| Legal Subdivision | BUCKINGHAM PLACE 2ND ADD |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 3202 |
46 Downing Dr is owned and occupied by an individual who acquired it in July 2004.
Source: Sangamon County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 DOWNING DR, CHATHAM, IL 62629-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2004 |
| Deed Sale | Jul 29, 2004 |
| Prior Sale | Apr 29, 2003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 46 DOWNING DR, CHATHAM, IL 62629-1260 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017R10155 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017R10155 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2027 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 46 Downing Dr was $3,161 with a homeowner's exemption.
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Chatham Village |
| County | Sangamon County |
| County Subdivision | Chatham Township |
| Unified School District | Ball-Chatham Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,161.00 | $49,683 Land $5,667 Building $44,016 | $149,049 Land $17,001 Building $132,048 |
| 2022 | $2,608.00 Homeowner's exemption | $39,989 Land $4,561 Building $35,428 | $119,967 Land $13,683 Building $106,284 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Downing Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 19 (1978–2023) |
| Claims Outside the SFHA | 8 of 19 |
| Most Recent Claim | May 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46 Downing Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM serves 16,423 people · EPA ID IL1670300 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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