32 Downing Cir, Gilbert, SC 29054 Property Records

Lexington County property record for 32 Downing Cir, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,101 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Mar 2019)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003115-01-026`

Property Details

APN / Parcel Number

Primary APN	`003115-01-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,101 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	32 DOWNING CIR
City	GILBERT
State	SC
Zip	29054-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LAKESIDE RESERVE SD LOT 26
Legal Lot Number	26
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	3
Census Block	3012
Census Tract	21303

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 DOWNING CIR, GILBERT, SC 29054-8483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SC STATE FCU
Mar 1, 2019	Deed, Transfer · Conventional Mortgage ALLSOUTH FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Nov 6, 2007 · Amount on Record
Deed Document Number	20198866
Deed Book / Page	20629 / 105
Prior Transfer Date	Jul 25, 2014
Prior Transfer Doc	1711400062
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	32 DOWNING CIR, GILBERT, SC 29054-8483
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 DOWNING CIR, GILBERT, SC 29054-8483

Mortgage

Document Number	2118604715
Date	Oct 20, 2025
Book Page	21186/4715
Instrument	2025040950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	32 DOWNING CIR, GILBERT, SC 29054-8483
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2088603072
Date	Aug 7, 2020
Book Page	20886/3072
Instrument	2020034748

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 1, 2019
Property Address	32 DOWNING CIR, GILBERT, SC 29054-8483
Document Number	2062900105
Book / Page	20629 / 105
Map Reference	MB 10620 PG 101
Instrument Date	Feb 22, 2019
Instrument	2019008866
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 DOWNING CIR, GILBERT, SC 29054-8483

Mortgage

Document Number	2019008867
Date	Mar 1, 2019
Instrument	2019008867

Lender

Name	ALLSOUTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$10,280 (-) Land $1,400 Building $8,880	$257,000 (-) Land $35,000 Building $222,000
2023	$10,280 Land $1,400 Building $8,880	$257,000 Land $35,000 Building $222,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downing Cir

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