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49 Dolphin Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 49 Dolphin Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,608 sqft · built 2018
Lot Size0.177 acres (7,700 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (Apr 2016)
Tax Bill$6,326 (2025)
Deeds & MortgagesJun 2023 Transfer
Flood ZoneZone AE (high risk)
APN00512100-000000

Property Details

APN / Parcel Number

Primary APN00512100-000000
Alternative APNs
  • 12613900512100000000
  • 1631400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,608 sqft Living Area
Gross Area2,040 sqft
1st Floor Area1,608 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialCustom
Construction TypeConcrete Block
Foundation TypePile
Roof TypeFlat
Roof MaterialConcrete
Lot Area7,700 sqft (0.177 acres)
Lot Dimensions110 ft deep x 70 ft wide
Garage TypeAttached
Garage Area432 sqft
PorchOpen Porch
Patio Area1,854 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1631400
Street Address49 DOLPHIN RD
CityKEY LARGO
StateFL
Zip33037-2949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionBK 6 LT 12 BOWENS ADDN TO RIVIERA VILLAGE KEY LARGO PB2-107 G57-181 OR539-934 OR2123-500 OR2409-670 OR2410-1577 OR2410-1579 OR2410-1582 OR2410-1581 OR2794-585 OR3232-1112
Legal Range39E
Legal Township61S
Legal Section12
Legal SubdivisionBOWENS ADD RIVIERA VILLAGE
Legal Block6
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2012
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

49 Dolphin Rd is owned by two individuals who acquired it in June 2023.

Source: Monroe County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address11898 SW 41ST DR, MIAMI, FL 33175-3577
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2016 · Amount on File
Deed SaleApr 29, 2016 · Amount on File
Prior SaleApr 30, 2009 · Amount on File
Deed Document Number20162073659
Deed Book / Page2794 / 585
Last Transfer DateJun 30, 2023
Transfer Doc0032321112
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJun 30, 2023
Property Address49 DOLPHIN RD, KEY LARGO, FL 33037-2949
Document Number0032321112
Book / Page3232 / 1112
Map ReferenceMB 2 PG 107
Instrument DateJun 30, 2023
Instrument2423583
Transaction TypeTransfer
Record UpdatedJul 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11898 SW 41ST DR, MIAMI, FL 33175-3577

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3341 W 94TH TER, HIALEAH, FL 33018-2078

Tax Assessment & Valuation

The 2025 property tax bill for 49 Dolphin Rd was $6,326, up 10.7% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,326.00 (+10.71%)$748,536 Land $316,316 Building $432,220$748,536 Land $316,316 Building $432,220
2024$5,714.00 (+6.51%)
2023$5,365.00 (+7.39%)$672,743 (-0.09%) Land $261,954 Building $410,789$672,743 (-0.09%) Land $261,954 Building $410,789
2022$4,996.00$673,317 Land $261,954 Building $411,363$673,317 Land $261,954 Building $411,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Dolphin Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Dolphin Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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