Monroe County property record for 48 Dolphin Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,346 sqft · built 1982 |
| Lot Size | 0.12 acres (5,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Sep 2016) |
| Tax Bill | $4,905 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00511530-000000 |
| Primary APN | 00511530-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,346 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Attic Area | 816 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 5,249 sqft (0.12 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 650 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1630845 |
|---|---|
| Old Parcel Number | 01613900511530000000 |
| Street Address | 48 DOLPHIN RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 35 REVISED AMENDED PLAT OF RIVIERA VILLAGE PB2-80 KEY LARGO OR236-414 OR457-107/08 OR509-100Q OR809-2208 OR810-2287 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 01 |
| Legal Subdivision | RIVIERA VILLAGE REV & AMD |
| Legal Block | 4 |
| Legal Lot Number | 35 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
48 Dolphin Rd is owned by an individual who bought it in September 2016.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7502 SW 143RD AVE, MIAMI, FL 33183-2920 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2016 · Amount on File |
| Deed Sale | Sep 6, 2016 · Amount on File |
| Prior Sale | Jan 28, 2015 · Amount on File |
| Deed Document Number | 2090531 |
| Deed Book / Page | 2814 / 0787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 48 DOLPHIN RD, KEY LARGO, FL 33037-2913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 7502 SW 143RD AVE, MIAMI, FL 33183-2920 |
| Document Number | 0030561961 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 3056/1961 |
| Instrument | 2290844 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $663,605 Land $303,303 Building $360,302 | $663,605 Land $303,303 Building $360,302 | |
| 2024 | $4,905.00 (+10.3%) | ||
| 2023 | $4,447.00 (+7.57%) | $587,459 (-0.66%) Land $244,976 Building $342,483 | $587,459 (-0.66%) Land $244,976 Building $342,483 |
| 2022 | $4,134.00 | $591,391 Land $244,976 Building $346,415 | $591,391 Land $244,976 Building $346,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Dolphin Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Dolphin Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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