41 Dolphin Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 41 Dolphin Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,109 sqft · built 1993
Lot Size	0.252 acres (11,000 sqft)
Owner	Individual Name on File
Last Sale	$398,000 (Jun 2018)
Tax Bill	$4,759 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00512060-000000`

Property Details

APN / Parcel Number

Primary APN	`00512060-000000`
Alternative APNs	`12613900512060000000` `1631361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,109 sqft Living Area
1st Floor Area	1,108 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	11,000 sqft (0.252 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	832 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1631361
Old Parcel Number	12613900512060000000
Street Address	41 DOLPHIN RD
City	KEY LARGO
State	FL
Zip	33037-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 6 LTS 8 & 17 BOWENS ADDN TO RIVIERA VILLAGE KEY LARGO PB2-107 G57-181 G57-322 OR454-466 OR486-98 OR800-102 OR933-1067
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	BOWENS ADD RIVIERA VILLAGE
Legal Block	6
Legal Lot Number	8,17
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2012
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

41 Dolphin Rd is owned and occupied by an individual who bought it in June 2018.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	41 DOLPHIN RD, KEY LARGO, FL 33037-2949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Deed Document Number	2173421
Deed Book / Page	2911 / 1528
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 14, 2018
Property Address	41 DOLPHIN RD, KEY LARGO, FL 33037-2949
Document Number	0029111528
Book / Page	2911 / 1528
Map Reference	MB2 PG107
Instrument Date	Jun 6, 2018
Instrument	2173421
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SUNSHINE TITLE OF THE KEYS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,786.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 BAY RD, 11, KEY LARGO, FL 33037-2924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 553, GERING, NE 69341-0553

Mortgage

Document Number	0002173422
Date	Jun 14, 2018
Instrument	2173422

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$591,738	$657,499 Land $394,625 Building $262,874
2024	$4,759.00 (+14.81%)
2023	$4,145.00 (+1.94%) Homeowner's exemption	$468,871 (-1.19%) Land $231,000 Building $237,871	$468,871 (-1.19%) Land $231,000 Building $237,871
2022	$4,066.00 Homeowner's exemption	$474,538 Land $231,000 Building $243,538	$474,538 Land $231,000 Building $243,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Dolphin Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Dolphin Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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