Suffolk County and Smithtown Town property record for 49 Cross Bow Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,475 sqft · built 1963 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,150,000 (Jul 2025) |
| Tax Bill | $21,037 (2024) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 60.-3-12 |
| Primary APN | 473489 60.-3-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,475 sqft Living Area |
| Gross Area | 2,702 sqft |
| 1st Floor Area | 1,022 sqft |
| 2nd Floor Area | 1,453 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 49 CROSS BOW LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-198901 TC-52 *3755 SEC 3 LOT 166 BRIAN HOMES AT COMMACK |
| Legal Subdivision | MAP BRIAN HOMES AT COMMACK SECTION 3 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 100 DANFORTH AVE, 328, DOBBS FERRY, NY 10522-2666 |
| Owner Type | Company |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Feb 13, 2019 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Nov 27, 2002 · Amount on Record |
| Deed Book / Page | 13302 / 949 |
| Prior Transfer Date | Jan 23, 2019 |
| Prior Transfer Doc | 0130000779 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 28, 2025 |
| Property Address | 49 CROSS BOW LN, COMMACK, NY 11725-1214 |
| Document Number | 0133020949 |
| Book / Page | 13302 / 949 |
| Instrument Date | Jul 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SECURITY TITLE AND GUARANTY, SECURITY TITLE/GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 DANFORTH AVE APT 328, 328, DOBBS FERRY, NY 10522-2666 |
| Document Number | 0023672611 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 23672/611 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.7% |
| Type Change Date | Jan 8, 2032 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 13, 2019 |
| Property Address | 49 CROSS BOW LN, COMMACK, NY 11725-1214 |
| Document Number | 0130000779 |
| Book / Page | 013000 / 000779 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,256.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 CROSS BOW LN COMMACK NY 117251214, COMMACK, NY 11725-1214 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,722 (-) Land $500 Building $7,222 | $965,250 (+7.5%) Land $62,500 Building $902,750 | |
| 2024 | $21,037.00 | $7,722 (-) Land $500 Building $7,222 | $897,907 (+10,016.12%) Land $58,140 Building $839,767 |
| 2023 | $7,722 Land $500 Building $7,222 | $8,876 Land $575 Building $8,301 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures