Suffolk County and Smithtown Town property record for 48 Cross Bow Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,779 sqft · built 1964 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $19,266 (2024) |
| Deeds & Mortgages | Oct 2025 Sale May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 60.-3-19 |
| Primary APN | 473489 60.-3-19 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| Gross Area | 2,017 sqft |
| 1st Floor Area | 1,779 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 238 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 646 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Street Address | 48 CROSS BOW LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-197951 TC-52 *3755 SEC 3 LOT 128 BRIAN HOMES AT COMMACK |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 135101 |
48 Cross Bow Ln is owner-occupied and held in a trust since January 2022.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 48 CROSS BOW LN, COMMACK, NY 11725-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed, Transfer |
| May 2, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2022 |
| Transfer Doc | 1319000768 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 15, 2025 |
| Property Address | 48 CROSS BOW LN, COMMACK, NY 11725-1223 |
| Document Number | 0133120962 |
| Book / Page | 13312 / 962 |
| Instrument Date | Feb 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 CROSS BOW LN, COMMACK, NY 11725-1223 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 2, 2023 |
| Property Address | 48 CROSS BOW LN, COMMACK, NY 11725-1223 |
| Document Number | 0131990768 |
| Book / Page | 13199 / 768 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 48 CROSS BOW LN, COMMACK, NY 11725-1223 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,055 (-) Land $500 Building $6,555 | $881,875 (+7.5%) Land $62,500 Building $819,375 | |
| 2024 | $19,266.00 | $7,055 (-) Land $500 Building $6,555 | $820,349 (+10,016.52%) Land $58,140 Building $762,209 |
| 2023 | $7,055 (-) Land $500 Building $6,555 | $8,109 (+12.64%) Land $575 Building $7,534 | |
| 2022 | $7,055 Land $500 Building $6,555 | $7,199 Land $510 Building $6,689 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Cross Bow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Cross Bow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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