Suffolk County and Smithtown Town property record for 44 Cross Bow Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $739,000 (Oct 2011) |
| Tax Bill | $19,751 (2024) |
| Deeds & Mortgages | Apr 2022 Sale Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 60.-3-17 |
| Primary APN | 473489 60.-3-17 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Street Address | 44 CROSS BOW LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-197901 TC-52 *3755 SEC 3 LOT 126 BRIAN HOMES AT COMMACK |
| Legal Subdivision | BRIAN HOMES/COMMACK SEC #3 |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 135101 |
44 Cross Bow Ln is owned by a company that acquired it in September 2021 and is owner-occupied.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 44 CROSS BOW LN, COMMACK, NY 11725-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed, Transfer |
| Jun 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2011 · Amount on File |
| Deed Sale | Oct 18, 2011 · Amount on File |
| Deed Book / Page | 12674 / 221 |
| Last Transfer Date | Sep 23, 2021 |
| Transfer Doc | 0131510697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 14, 2022 |
| Property Address | 44 CROSS BOW LN, COMMACK, NY 11725-1223 |
| Document Number | 0131510697 |
| Book / Page | 13151 / 697 |
| Instrument Date | Sep 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 44 CROSS BOW LN, COMMACK, NY 11725-1223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231470341 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 23147/341 |
| Instrument | DL012840 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,310 Land $500 Building $6,810 | $913,750 Land $62,500 Building $851,250 | |
| 2024 | $19,751.00 | ||
| 2023 | $7,625 Land $500 Building $7,125 | $8,765 Land $575 Building $8,190 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 44 Cross Bow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Cross Bow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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