4896 Tarragon Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4896 Tarragon Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1985
Lot Size	0.14 acres (6,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2017)
Tax Bill	$5,810 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-640-29-00`

Property Details

APN / Parcel Number

Primary APN	`157-640-29-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,307 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,080 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4896 TARRAGON DR
City	OCEANSIDE
State	CA
Zip	92057-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 20 TR 010784
Legal Subdivision	MURRAY MISSION
Legal Tract	010784
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4896 TARRAGON DR, OCEANSIDE, CA 92057-5426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 21, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Mar 27, 2017	Grant Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	Nov 4, 1988 · Amount on Record
Deed Document Number	2017137421
Last Transfer Date	Apr 1, 2017
Transfer Doc	0000178523
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4896 TARRAGON DR, OCEANSIDE, CA 92057-5426
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4896 TARRAGON DR, OCEANSIDE, CA 92057-5426

Mortgage

Document Number	0000315361
Date	Apr 23, 2021
Instrument	2021-0315361

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2017
Property Address	4896 TARRAGON DR, OCEANSIDE, CA 92057-5426
Document Number	0000178523
Instrument Date	Apr 1, 2017
Instrument	178523
Transaction Type	Transfer
Record Updated	Apr 27, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4896 TARRAGON DR OCEANSIDE CA 920575426, OCEANSIDE, CA 92057-5426

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2017
Property Address	4896 TARRAGON DR, OCEANSIDE, CA 92057-5426
Document Number	0000137422
Instrument Date	Mar 17, 2017
Instrument	137422
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4896 TARRAGON DR OCEANSIDE CA 920575426, OCEANSIDE, CA 92057-5426

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2017
Property Address	4896 TARRAGON DR, OCEANSIDE, CA 92057-5426
Document Number	0000137421
Map Reference	MAP10784
Instrument Date	Mar 1, 2017
Instrument	2017-0137421
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4896 TARRAGON DR, OCEANSIDE, CA 92057-5426

Mortgage

Document Number	0000137423
Date	Mar 27, 2017
Instrument	2017-0137423

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,700 (+2%) Land $214,659 Building $318,041
2025	$5,810.00 (+5.25%) Homeowner's exemption	$522,255 (+4.04%) Land $210,450 Building $311,805
2023	$5,520.00 (+1.55%) Homeowner's exemption	$501,978 Land $202,279 Building $299,699
2022	$5,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Tarragon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures