4885 Tarragon Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4885 Tarragon Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1985
Lot Size	0.138 acres (6,005 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,369 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`157-640-33-00`

Property Details

APN / Parcel Number

Primary APN	`157-640-33-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,307 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,005 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4885 TARRAGON DR
City	OCEANSIDE
State	CA
Zip	92057-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 16 TR 010784
Legal Subdivision	MURRAY MISSION
Legal Tract	010784
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18520

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4885 TARRAGON DR, OCEANSIDE, CA 92057-5426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 14, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2015
Deed Sale	Apr 22, 2015
Prior Sale	Jan 28, 2011 · Amount on Record
Deed Document Number	2015192440
Prior Transfer Date	Apr 17, 2015
Prior Transfer Doc	0000192440
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4885 TARRAGON DR, OCEANSIDE, CA 92057-5426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 TARRAGON DR, OCEANSIDE, CA 92057-5426

Mortgage

Document Number	0000636217
Date	Oct 19, 2020
Instrument	2020-0636217

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4885 TARRAGON DR, OCEANSIDE, CA 92057-5426
Document Number	0000277224
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4885 TARRAGON DR OCEANSIDE CA 920575426, OCEANSIDE, CA 92057-5426

Mortgage

Document Number	0000277224
Date	Jun 1, 2020
Instrument	277224

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$401,172 (+2%) Land $250,736 Building $150,436
2025	$4,369.00 (+5.28%) Homeowner's exemption	$393,307 (+4.04%) Land $245,820 Building $147,487
2023	$4,150.00 (+1.57%) Homeowner's exemption	$378,036 Land $236,275 Building $141,761
2022	$4,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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