4888 Tarragon Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4888 Tarragon Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1985
Lot Size	0.142 acres (6,202 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Feb 2017)
Tax Bill	$5,810 (2025)
Deeds & Mortgages	Jan 2021 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157-640-27-00`

Property Details

APN / Parcel Number

Primary APN	`157-640-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,307 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,202 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4888 TARRAGON DR
City	OCEANSIDE
State	CA
Zip	92057-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 22 TR 010784
Legal Subdivision	MURRAY MISSION
Legal Tract	010784
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18520

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4888 TARRAGON DR, OCEANSIDE, CA 92057-5426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 1, 2017	Grant Deed, Transfer · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Apr 13, 2001 · Amount on Record
Deed Document Number	201753969
Last Transfer Date	Oct 15, 2020
Transfer Doc	0000023792
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2021
Property Address	4888 TARRAGON DR, OCEANSIDE, CA 92057-5426
Document Number	0000023792
Instrument Date	Oct 15, 2020
Instrument	23792
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 TARRAGON DR OCEANSIDE CA 920575426, OCEANSIDE, CA 92057-5426

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4888 TARRAGON DR, OCEANSIDE, CA 92057-5426
Document Number	0000278849
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 TARRAGON DR OCEANSIDE CA 920575426, OCEANSIDE, CA 92057-5426

Mortgage

Document Number	0000278849
Date	Jun 2, 2020
Instrument	278849

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2017
Property Address	4888 TARRAGON DR, OCEANSIDE, CA 92057-5426
Document Number	0000053969
Map Reference	MAP10784
Instrument Date	Jan 9, 2017
Instrument	2017-0053969
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4888 TARRAGON DR, OCEANSIDE, CA 92057-5426

Mortgage

Document Number	0000053970
Date	Feb 1, 2017
Instrument	2017-0053970

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,700 (+2%) Land $287,242 Building $245,458
2025	$5,810.00 (+5.25%) Homeowner's exemption	$522,256 (+4.04%) Land $281,610 Building $240,646
2023	$5,520.00 (+1.55%) Homeowner's exemption	$501,978 Land $270,676 Building $231,302
2022	$5,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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