4895 Settingdown Rd, Cumming, GA 30041 Property Records

Forsyth County property record for 4895 Settingdown Rd, Cumming, GA 30041 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,230 sqft · built 1997
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$247,500 (Mar 2015)
Tax Bill	$4,369 (2025)
Deeds & Mortgages	Jun 2025 Second Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`235-000-063`

Property Details

APN / Parcel Number

Primary APN	`235-000-063`
Alternative APNs	`0000138995` `235 063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft
Basement Area	1,358 sqft
Utility Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	355 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000138995
Street Address	4895 SETTINGDOWN RD
City	CUMMING
State	GA
Zip	30041-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-1 407 TRACT 2
Legal Subdivision	WILLIAM PRUITT
Legal Tract	2
Legal Block	2
Legal Lot Number	2
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2015
Census Tract	130205

Owner

Source: Forsyth County records · APN 235-000-063

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4895 SETTINGDOWN RD, CUMMING, GA 30041-4014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL ONE
Jun 06, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 28, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2015 · Amount on Record
Deed Sale	Mar 31, 2015 · Amount on Record
Prior Sale	Aug 06, 2001 · Amount on Record
Deed Document Number	20152828
Deed Book / Page	7323 / 60
Last Transfer Date	Jun 06, 2023
Transfer Doc	0110150558
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4895 SETTINGDOWN RD, CUMMING, GA 30041-4014
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 SETTINGDOWN RD, CUMMING, GA 30041-4014

Mortgage

Document Number	0115550000000028
Date	Jun 05, 2025
Book Page	0000011555/0000000028

Lender

Name	CAPITAL ONE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 06, 2023
Property Address	4895 SETTINGDOWN RD, CUMMING, GA 30041-4014
Document Number	0110150558
Book / Page	11015 / 558
Instrument Date	Jun 06, 2023
Instrument	2023-004223
Transaction Type	Transfer
Record Updated	Aug 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 SETTINGDOWN RD, CUMMING, GA 30041-4014

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4895 SETTINGDOWN RD, CUMMING, GA 30041-4014
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084500318
Date	Jan 16, 2018
Book Page	8450/318

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2038

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 28, 2019
Property Address	4895 SETTINGDOWN RD, CUMMING, GA 30041-4014
Document Number	0089380124
Book / Page	008938 / 000124
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 08, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 SETTINGDOWN RD CUMMING GA 300414014, CUMMING, GA 30041-4014

Mortgage

Document Number	89380128
Date	Jun 28, 2019
Book Page	008938/000128

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,369.00 (+1.37%) Homeowner's exemption Additional exemption filed	$186,492 (+8.59%) Land $38,192 Building $148,300	$466,230 (+8.59%) Land $95,480 Building $370,750
2024	$4,310.00 (+1.96%)
2023	$4,227.00 (+12.36%)	$171,740 (+51.25%) Land $38,192 Building $133,548	$429,350 (+51.25%) Land $95,480 Building $333,870
2022	$3,762.00	$113,544 Land $19,096 Building $94,448	$283,860 Land $47,740 Building $236,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131171302052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 50% of Georgia
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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