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4860 Settingdown Rd, Cumming, GA 30041 Property Records

Forsyth County property record for 4860 Settingdown Rd, Cumming, GA 30041 · Last verified July 2026

Property Summary

Property TypeGeneral Agricultural/Rural
Details4 bd · 2 ba · 1,960 sqft · built 1995
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$83,000 (Aug 1999)
Tax Bill$845 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN235-000-079

Property Details

APN / Parcel Number

Primary APN235-000-079
Alternative APNs
  • 000000038440
  • 0000203223
  • 235 079

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,960 sqft Gross Area
1st Floor Area1,960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft

Exterior Amenities

Deck AreaDeck Area
Patio Area272 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000203223
Street Address4860 SETTINGDOWN RD
CityCUMMING
StateGA
Zip30041-3980
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal Description14-1 407
Legal SubdivisionSILVER CITY
Legal Block1
JurisdictionFORSYTH GA
Township / Civil DivisionCHESTATEE
Census Block Group1
Census Block1001
Census Tract130101

Owner

Source: Forsyth County records · APN 235-000-079

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4860 SETTINGDOWN RD, CUMMING, GA 30041-3980
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 1999 · Amount on Record
Deed SaleAug 27, 1999 · Amount on Record
Deed Book / Page1558 / 505
Last Transfer DateApr 24, 2026
Transfer Doc1188000028
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFORSYTH GA
Recording DateJun 16, 2026
Property Address4860 SETTINGDOWN RD, CUMMING, GA 30041-3980
Document Number1188000028
Book / Page11885 / 28
Instrument DateApr 24, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1188000031,
DateJun 16, 2026
Book Page11885/31
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$845.00 (+93.81%)$49,268 (+17.04%) Land $41,808 Building $7,460$123,170 (+17.04%) Land $104,520 Building $18,650
2023$436.00 (-42.33%) Homeowner's exemption$42,096 (+46.13%) Land $33,768 Building $8,328$105,240 (+46.13%) Land $84,420 Building $20,820
2022$756.00 Homeowner's exemption$28,808 Land $20,520 Building $8,288$72,020 Land $51,300 Building $20,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131171301011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 50% of Georgia
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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