4914 Settingdown Rd, Cumming, GA 30041 Property Records

Forsyth County property record for 4914 Settingdown Rd, Cumming, GA 30041

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,052 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (May 2018)
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`235-000-065`

Property Details

APN / Parcel Number

Primary APN	`235-000-065`
Alternative APNs	`000000022328` `0000184624` `235 065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,052 sqft Gross Area
1st Floor Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000184624
Street Address	4914 SETTINGDOWN RD
City	CUMMING
State	GA
Zip	30041-4070
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	14-1 407
Legal Subdivision	TERRY D FIELDS SURV
Legal Block	1
Jurisdiction	FORSYTH GA
Township / Civil Division	CHESTATEE
Census Block Group	1
Census Block	1001
Census Tract	130101

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4914 SETTINGDOWN RD, CUMMING, GA 30041-4070
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jun 4, 2018	Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	Jun 28, 2010
Deed Document Number	20185150
Deed Book / Page	8574 / 229
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4914 SETTINGDOWN RD, CUMMING, GA 30041-4070
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4914 SETTINGDOWN RD, CUMMING, GA 30041-4070

Mortgage

Document Number	0111880000000616
Date	Feb 20, 2024
Book Page	0000011188/0000000616

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4914 SETTINGDOWN RD, CUMMING, GA 30041-4070
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4914 SETTINGDOWN RD, CUMMING, GA 30041-4070

Mortgage

Document Number	0104110000000311
Date	Oct 5, 2021
Book Page	0000010411/0000000311

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4914 SETTINGDOWN RD, CUMMING, GA 30041-4070
Document Number	0091940201
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4914 SETTINGDOWN RD CUMMING GA 300414070, CUMMING, GA 30041-4070

Mortgage

Document Number	0091940201
Date	Jan 27, 2020
Book Page	009194/000201

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 4, 2018
Property Address	4914 SETTINGDOWN RD, CUMMING, GA 30041-4070
Document Number	0085740229
Book / Page	008574 / 000229
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4914 SETTINGDOWN RD CUMMING GA 300414070, CUMMING, GA 30041-4070

Mortgage

Document Number	85740231
Date	Jun 4, 2018
Book Page	008574/000231

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00 (+14.19%)	$129,632 (+14.64%) Land $37,628 Building $92,004	$324,080 (+14.64%) Land $94,070 Building $230,010
2023	$2,783.00 (+12.49%)	$113,080 (+45.92%) Land $30,392 Building $82,688	$282,700 (+45.92%) Land $75,980 Building $206,720
2022	$2,474.00	$77,496 Land $18,468 Building $59,028	$193,740 Land $46,170 Building $147,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Settingdown Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures