Oakland County property record for 4895 Rambling Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,563 sqft · built 1994 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (May 2019) |
| Tax Bill | $11,315 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Apr 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-17-104-015 |
| Primary APN | 88-20-17-104-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,563 sqft Living Area |
| 1st Floor Area | 2,510 sqft |
| Basement Area | 2,510 sqft |
| Finished Basement | 2,510 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 125 ft deep x 139 ft wide |
| Garage Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 46 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4895 RAMBLING DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-6636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 17 OAK RIVER EAST SUB NO 3 LOT 226 8-14-89 FR 100-004 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 17 |
| Legal Subdivision | OAK RIVER EAST SUB #3 |
| Legal Lot Number | 8,226 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 196800 |
Source: Oakland County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 27, 2026 | Intrafamily Transfer, Transfer |
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 16, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Prior Sale | Aug 12, 2015 · Amount on Record |
| Deed Document Number | 201975884 |
| Deed Book / Page | 52832 / 607 |
| Last Transfer Date | Mar 25, 2026 |
| Transfer Doc | 20260036797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 27, 2026 |
| Property Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Document Number | 20260036797 |
| Book / Page | 61054 / 272 |
| Map Reference | LB 208 PG 28-33 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20260036797 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Document Number | 0000032516 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 59261/56 |
| Instrument | 32516 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Document Number | 0000033827 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 55657/282 |
| Instrument | 33827 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | JCT |
| Name | Verified Name |
|---|
| Document Number | 0000114696 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 54352/367 |
| Instrument | 114696 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000139474 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 54516/234 |
| Instrument | 139474 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 30, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 16, 2019 |
| Property Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
| Document Number | 0000075884 |
| Book / Page | 52832 / 00607 |
| Map Reference | LB 208 PG 28-33 |
| Instrument Date | May 9, 2019 |
| Instrument | 75884 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,246.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2121 RED FOX DR, 2121, HUMMELSTOWN, PA 17036-7090 |
| Name | Verified Name |
|---|---|
| Address | 4895 RAMBLING DR, TROY, MI 48098-6636 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,315.00 (+2.4%) | ||
| 2024 | $11,050.00 (-6.1%) | ||
| 2023 | $680,580 | ||
| 2022 | $11,768.00 | $340,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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