Oakland County property record for 4851 Rambling Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,122 sqft · built 1993 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $714,000 (May 2022) |
| Tax Bill | $11,438 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-17-104-017 |
| Primary APN | 88-20-17-104-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,122 sqft Living Area |
| 1st Floor Area | 1,769 sqft |
| Basement Area | 1,769 sqft |
| Unfinished Basement | 1,769 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Area | 677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 74 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4851 RAMBLING DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-6636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 17 OAK RIVER EAST SUB NO 3 LOT 228 8-14-89 FR 100-004 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 17 |
| Legal Subdivision | OAK RIVER EAST SUB #3 |
| Legal Lot Number | 8,228 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 196800 |
4851 Rambling Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4851 RAMBLING DR, TROY, MI 48098-6636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 16, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 4, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on File |
| Deed Sale | May 31, 2022 · Amount on File |
| Deed Document Number | 2022388806 |
| Deed Book / Page | 57806 / 670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 31, 2022 |
| Property Address | 4851 RAMBLING DR, TROY, MI 48098-6636 |
| Document Number | 0000388806 |
| Book / Page | 57806 / 670 |
| Map Reference | LB 208 PG 28-32 |
| Instrument Date | May 16, 2022 |
| Instrument | 388806 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ABSTRACT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4851 RAMBLING DR, 4851, TROY, MI 48098-6636 |
| Name | Verified Name |
|---|---|
| Address | 4851 RAMBLING DR, TROY, MI 48098-6636 |
| Document Number | 0057806672 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 57806/672 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4851 RAMBLING DR, TROY, MI 48098-6636 |
| Document Number | 0000000746 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4851 RAMBLING DR TROY MI 480986636, TROY, MI 48098-6636 |
| Document Number | 0000000746 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 053655/000092 |
| Instrument | 746 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4851 RAMBLING DR, TROY, MI 48098-6636 |
| Document Number | 0000201482 |
| Instrument Date | Dec 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4851 RAMBLING DR TROY MI 480986636, TROY, MI 48098-6636 |
| Document Number | 0000201482 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 052439/000281 |
| Instrument | 201482 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4851 Rambling Dr was $11,438 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,438.00 | ||
| 2023 | $587,760 | ||
| 2022 | $7,451.00 | $293,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4851 Rambling Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4851 Rambling Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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