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4815 Rambling Dr, Troy, MI 48098 Property Records

Oakland County property record for 4815 Rambling Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,269 sqft · built 1992
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (Sep 2014)
Tax Bill$9,842 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-17-104-019

Property Details

APN / Parcel Number

Primary APN88-20-17-104-019

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,269 sqft Living Area
1st Floor Area1,786 sqft
Basement Area1,786 sqft
Finished Basement1,786 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions145 ft deep x 100 ft wide
Garage Area733 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area81 sqft
Deck Area490 sqft
Patio Area490 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4815 RAMBLING DR
CityTROY
StateMI
Zip48098-6636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 17 OAK RIVER EAST SUB NO 3 LOT 230 8-14-89 FR 100-004
Legal Range11E
Legal Township2N
Legal Section17
Legal SubdivisionOAK RIVER EAST SUB #3
Legal Lot Number8,230
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3005
Census Tract196800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4815 RAMBLING DR, TROY, MI 48098-6636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
A BEST FINANCIAL CORPORATION
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
A BEST FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2014 · Amount on Record
Deed SaleSep 25, 2014 · Amount on Record
Prior SaleAug 11, 2009 · Amount on Record
Deed Document Number2014185654
Deed Book / Page47442 / 138
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4815 RAMBLING DR, TROY, MI 48098-6636
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyEMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4815 RAMELING DR, TROY, MI 48098-6636

Mortgage

Document Number0000205311
DateAug 24, 2021
Book Page56740/180
Instrument205311
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
AddressCANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4815 RAMBLING DR, TROY, MI 48098-6636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4815 RAMBLING DR, TROY, MI 48098-6636

Mortgage

Document Number0000228974
DateNov 4, 2020
Book Page55104/397
Instrument228974
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
AddressCANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,842.00 (-3.85%)
2023$590,200
2022$10,236.00$295,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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