Osceola County property record for 4895 Knoll Ln, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,284 sqft · built 2019 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,200 (Jun 2019) |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-26-31-0214-0001-0380 |
| Primary APN | 19-26-31-0214-0001-0380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,284 sqft Living Area |
| Gross Area | 3,920 sqft |
| 1st Floor Area | 1,844 sqft |
| Upper Floors Area | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 236 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4895 KNOLL LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 38 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | HICKORY GROVE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43304 |
Source: Osceola County records · APN 19-26-31-0214-0001-0380
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4895 KNOLL LN, SAINT CLOUD, FL 34772-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 22, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC |
| Jun 25, 2019 | Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Deed Document Number | 201981658 |
| Deed Book / Page | 5546 / 2449 |
| Last Transfer Date | Jan 17, 2024 |
| Transfer Doc | 0065370769 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 22, 2024 |
| Property Address | 4895 KNOLL LN, SAINT CLOUD, FL 34772-8949 |
| Document Number | 0065370769 |
| Book / Page | 6537 / 769 |
| Map Reference | MB 27 PG 6-8 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024008561 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4895 KNOLL LN, SAINT CLOUD, FL 34772-8949 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4895 KNOLL LN, SAINT CLOUD, FL 34772-8949 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 4895 KNOLL LN, SAINT CLOUD, FL 34772-8949 |
| Document Number | 0058010333 |
| Book / Page | 5801 / 333 |
| Map Reference | MB 27 PG 6-8 |
| Instrument Date | Jul 18, 2020 |
| Instrument | 2020129533 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | EAGLE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4895 KNOLL LN, SAINT CLOUD, FL 34772-8949 |
| Document Number | 0005801335 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 5801/335 |
| Name | FINANCIAL FREEDOM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 25, 2019 |
| Property Address | 4895 KNOLL LN, SAINT CLOUD, FL 34772-8949 |
| Document Number | 0055462449 |
| Book / Page | 005546 / 002449 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 81658 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2019 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,486.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4895 KNOLL LN ST CLOUD FL 347728949, ST CLOUD, FL 34772-8949 |
| Document Number | 55462451 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 005546/002451 |
| Instrument | 81659 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,250.00 (+3.77%) | $236,115 (+5.99%) | $441,800 (-8.76%) Land $75,000 Building $366,800 |
| 2024 | $3,132.00 (+2.89%) | ||
| 2023 | $3,044.00 (+3.89%) Homeowner's exemption Senior Citizen's exemption | $222,778 (+3%) | $484,200 (+29.12%) Land $70,000 Building $414,200 |
| 2022 | $2,930.00 Homeowner's exemption Senior Citizen's exemption | $216,290 | $375,000 Land $55,000 Building $320,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 524 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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