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4891 Knoll Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4891 Knoll Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,714 sqft · built 2020
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$273,000 (Jan 2020)
Tax Bill$3,423 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN192631021400010390

Property Details

APN / Parcel Number

Primary APN192631021400010390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,714 sqft Heated Area
Gross Area2,400 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4891 KNOLL LN
CitySAINT CLOUD
StateFL
Zip34772-8949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 39
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionHICKORY GROVE
Legal Phase1
Legal Tract214
Legal Lot Number39
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1020
Census Tract43304

Owner

Source: Osceola County records · APN 192631021400010390

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4891 KNOLL LN, SAINT CLOUD, FL 34772-8949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Closed-End Mortgage
NEWREZ LLC
Mar 01, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jan 31, 2020Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2020 · Amount on Record
Deed SaleJan 31, 2020 · Amount on Record
Deed Document Number2020015991
Deed Book / Page5667 / 1398
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4891 KNOLL LN, SAINT CLOUD, FL 34772-8949
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4891 KNOLL LN, SAINT CLOUD, FL 34772-8949

Mortgage

Document Number0065532237
DateFeb 22, 2024
Book Page6553/2237
Instrument2024023402
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4891 KNOLL LN, SAINT CLOUD, FL 34772-8949
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4891 KNOLL LN, SAINT CLOUD, FL 34772-8949

Mortgage

Document Number0059000883
DateMar 01, 2021
Book Page5900/883
Instrument2021029021
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2020
Property Address4891 KNOLL LN, SAINT CLOUD, FL 34772-8949
Document Number0056671398
Book / Page005667 / 001398
Instrument DateJan 30, 2020
Instrument15991
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4891 KNOLL LN ST CLOUD FL 347728949, ST CLOUD, FL 34772-8949

Mortgage

Document Number56671400
DateJan 31, 2020
Book Page005667/001400
Instrument15992
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,423.00 (+6.34%) Homeowner's exemption$234,146 (+5.99%)$327,000 (-5.38%) Land $75,000 Building $252,000
2023$3,219.00 (+3.64%) Homeowner's exemption$220,921 (+3%)$345,600 (+28.86%) Land $70,000 Building $275,600
2022$3,106.00 Homeowner's exemption$214,487$268,200 Land $55,000 Building $213,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 524 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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