Osceola County property record for 4894 Knoll Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,800 sqft · built 2019 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $478,000 (Jul 2023) |
| Tax Bill | $7,068 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 192631021400010610 |
| Primary APN | 192631021400010610 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Heated Area |
| Gross Area | 3,436 sqft |
| 1st Floor Area | 1,760 sqft |
| Upper Floors Area | 1,040 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 236 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4894 KNOLL LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HICKORY GROVE PH 1 PB 27 PGS 6-8 LOT 61 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | HICKORY GROVE |
| Legal Phase | 1 |
| Legal Tract | 214 |
| Legal Lot Number | 61 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631021400010610
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4894 KNOLL LN, SAINT CLOUD, FL 34772-8948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Mar 26, 2020 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | Mar 26, 2020 · Amount on Record |
| Deed Document Number | 2023088841 |
| Deed Book / Page | 6438 / 1534 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 11, 2023 |
| Property Address | 4894 KNOLL LN, SAINT CLOUD, FL 34772-8948 |
| Document Number | 0064381534 |
| Book / Page | 6438 / 1534 |
| Map Reference | MB 27 PG 6 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023088841 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,346.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5950 SCOTCHWOOD GLN APT 108, 108, ORLANDO, FL 32822-4321 |
| Name | Verified Name |
|---|---|
| Address | 4894 KNOLL LN, SAINT CLOUD, FL 34772-8948 |
| Document Number | 0064381536 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 6438/1536 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 26, 2020 |
| Property Address | 4894 KNOLL LN, SAINT CLOUD, FL 34772-8948 |
| Document Number | 0056990725 |
| Book / Page | 005699 / 000725 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 43252 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4894 KNOLL LN ST CLOUD FL 347728948, ST CLOUD, FL 34772-8948 |
| Document Number | 56990727 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 005699/000727 |
| Instrument | 43253 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,068.00 (+10.27%) | $394,700 (-8.38%) Land $75,000 Building $319,700 | $394,700 (-8.38%) Land $75,000 Building $319,700 |
| 2023 | $6,410.00 (+16.21%) | $430,800 (+28.9%) Land $70,000 Building $360,800 | $430,800 (+28.9%) Land $70,000 Building $360,800 |
| 2022 | $5,516.00 | $334,200 Land $55,000 Building $279,200 | $334,200 Land $55,000 Building $279,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 59 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, Hurricane Irma |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 524 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property
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|---|---|---|
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| Spectrum | Cable | 1,000 / 1,000 |
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